Prompted Limited

Reference number: 1041750

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Prompted Limited (FRN 1041750) is an AR of Innovative Risk Labs Ltd (FRN 609155). When you use Prompted's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Prompted, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When quote.promptedby.ai first appeared online, and whether it can receive email
  • What kind of line 020 3772 0992 is
  • Whether WC1N 3AX is a shared office: 45 other firms give it
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Delorean Trading name: A name it trades under now.
  • quote.promptedby.ai Trading name: A name it trades under now.
  • Delorean Labs Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Innovative Risk Labs Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 August 2025 (1 year old)
Registered office
27 Old Gloucester Street, London, WC1N 3AX, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Alfred Thomas Alexander Gjertsen Director Aug 1980 13 Aug 2025 1 other company
Stephen Robert Talbot Director Mar 1981 3 Nov 2025 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Prompted’s history from the FCA register and Companies House, newest first.

2025

10 November 2025

  • Changed its registered name from "Delorean Labs Ltd"

FCA register

3 November 2025

  • Stephen Robert Talbot became a part-owner (25–50% of shares)

Companies House

9 September 2025

  • Became an appointed representative

FCA register

13 August 2025

  • Incorporated at Companies House
  • Alfred Thomas Alexander Gjertsen took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Prompted

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Prompted

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 10 events in its history

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Frequently asked questions about this firm

Is Prompted Limited FCA authorised?
Prompted Limited (FRN 1041750) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Prompted?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Prompted Limited (FRN 1041750) is an AR of Innovative Risk Labs Ltd (FRN 609155). When you use Prompted's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Prompted, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Prompted’s phone number and website?
The FCA register lists the phone number 020 3772 0992 and the website quote.promptedby.ai for Prompted. If you were given different contact details, use these to check with the firm before going any further.
Is Prompted a scam or clone?
Prompted is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Prompted?
Protection works through Innovative Risk Labs Ltd, the principal firm responsible for Prompted's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Prompted?
Companies House lists 2 people with significant control of Prompted: Mr Alfred Thomas Alexander Gjertsen (75–100% of shares) and Mr Stephen Robert Talbot (25–50% of shares).
Who runs Prompted?
Companies House lists 2 directors of Prompted: Alfred Thomas Alexander Gjertsen and Stephen Robert Talbot.
How long has Prompted been in business?
The company was formed on 13 August 2025.
Does Prompted use any other names?
It trades as Delorean and quote.promptedby.ai. It has previously used the name Delorean Labs Ltd.

Sources and links

The full report on Prompted Limited

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