Prospect Bainton Limited

Reference number: 713460

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

ARTHUR J. GALLAGHER (UK) LIMITED Reference number: 312919 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Prospect Bainton Limited (FRN 713460) introduces customers to ARTHUR J. GALLAGHER (UK) LIMITED (FRN 312919). Any regulated advice or arranging is done by the principal, not Prospect Bainton.
  • Example: if Prospect Bainton refers you to a financial adviser, the advice should come from the principal firm, not from Prospect Bainton itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07770 275490

  • Address

    27 London Road, Hurst Green, Etchingham, East Sussex, TN19 7QP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07770 275490 is
  • Who else gives the postcode TN19 7QP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Arthur J. Gallagher (UK) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08653820
Company status
Active
Company type
Private limited company
Incorporated
16 August 2013 (13 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Keith John Perrett Director Dec 1956 16 Aug 2013 2 other companies
Hazel Ann Perrett Director May 1962 29 Feb 2016 None
Hazel Perrett Secretary Not published 16 Aug 2013 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£191k

+12% from £171k

Employees (average)

2

Same as 2

Owed within a year

£20.6k

−62% from £54.4k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08653820. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Prospect Bainton’s history from the FCA register and Companies House, newest first.

2016

16 August 2016

  • Hazel Ann Perrett became a part-owner (25–50% of shares)
  • Keith John Perrett took control (75–100% of shares)

Companies House

29 February 2016

  • Hazel Ann Perrett appointed as a director

Companies House

2015

11 August 2015

  • Became an introducer appointed representative

FCA register

2013

16 August 2013

  • Incorporated at Companies House
  • Keith John Perrett appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Prospect Bainton

Other firms of the same type (insurance broker), nearest first.

In the Tonbridge (TN) postcode area

Robert ColemanRyeAppointed representativeStanhope Medical LimitedTunbridge WellsAppointed representativeAbimar Brokers LimitedTunbridge WellsAppointed representativeAdvice2u LtdTunbridge WellsAppointed representativeAesir Space LimitedUckfieldAppointed representativeAlliance Of Registered Homeopaths LimitedAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Prospect Bainton

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Prospect Bainton Limited FCA authorised?
Prospect Bainton Limited (FRN 713460) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Prospect Bainton?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Prospect Bainton Limited (FRN 713460) introduces customers to ARTHUR J. GALLAGHER (UK) LIMITED (FRN 312919). Any regulated advice or arranging is done by the principal, not Prospect Bainton. Example: if Prospect Bainton refers you to a financial adviser, the advice should come from the principal firm, not from Prospect Bainton itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Prospect Bainton’s phone number?
The FCA register lists the phone number 07770 275490 for Prospect Bainton. If you were given different contact details, use these to check with the firm before going any further.
Is Prospect Bainton a scam or clone?
Prospect Bainton is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Prospect Bainton?
Protection works through Arthur J. Gallagher (UK) Limited, the principal firm responsible for Prospect Bainton's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Prospect Bainton?
Companies House lists 2 people with significant control of Prospect Bainton: Mr Keith John Perrett (75–100% of shares) and Mrs Hazel Ann Perrett (25–50% of shares).
Who runs Prospect Bainton?
Companies House lists 2 directors of Prospect Bainton: Keith John Perrett and Hazel Ann Perrett.
How long has Prospect Bainton been in business?
The company was formed on 16 August 2013.
What do Prospect Bainton’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £191k (+12% from £171k).

Sources and links

The full report on Prospect Bainton Limited

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