Prospect Mortgage Services Ltd
Reference number: 647962
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
The Old Piggery, Cheeks Farm, Merstone Lane, Merstone, Newport, Isle of Wight, PO30 3DE, United Kingdom
In the full report: 3 background checks
- When prospectmortgage.co.uk first appeared online, and whether it can receive email
- What kind of line 01983 616666 is
- Who else gives the postcode PO30 3DE
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
- Providing Credit Information Services
Limits on what they may do
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Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09013410 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 April 2014 (12 years old)
- Registered office
- The Old Piggery Cheeks Farm Merstone Lane, Merstone, Newport, PO30 3DE, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nicholas John Rogers | Director | Jul 1973 | 28 Apr 2014 | 3 other companies |
| Andrew Guy Rogers | Director | Sep 1974 | 1 Apr 2016 | None |
| Jonathan Shears | Director | Apr 1968 | 20 Jan 2023 | 8 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 11
- closed down
- 5
- went insolvent
- 1
In the full report: all 11 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The one that went into liquidation or administration
- The one on the FCA register
Filed accounts and finances
Net assets
£72.8k
+52% from £47.9k
Cash at bank
£106k
+37% from £77.3k
Employees (average)
16
+23% from 13
Owed within a year
£51.0k
+25% from £40.9k
Net assets
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 09013410. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Prospect Mortgage Services’s history from the FCA register and Companies House, newest first.
2026
22 April 2026
- Jon Shears became a part-owner (25–50% of shares)
Companies House
2025
12 March 2025
- Jonathan Shears stopped being a part-owner
Companies House
2023
3 February 2023
- Carol Susan Rogers stopped being a part-owner
- Jonathan Shears became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Carol Susan Rogers became a part-owner (25–50% of shares)
- Nicholas John Rogers became a part-owner (25–50% of shares)
Companies House
2015
12 February 2015
- FCA imposed a requirement (Not permitted to canvass off trade premises)
FCA register
5 January 2015
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2014
28 April 2014
- Incorporated at Companies House
Companies House
In the full report: all 14 events
- All 14 events in its history (10 shown here)
- Every director appointment and resignation: 3
Firms connected to Prospect Mortgage Services
Other FCA-listed firms that share a director, phone number or address with Prospect Mortgage Services. A link shows who the firm is tied to, not whether either can be trusted.
- past link
- 1
In the full report: all 0 connected firms, named
- 1 past link through former directors
Firms like Prospect Mortgage Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Newport
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Prospect Mortgage Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 11 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 14 events in its history
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Frequently asked questions about this firm
Is Prospect Mortgage Services Ltd FCA authorised?
What is Prospect Mortgage Services’ phone number and website?
Is Prospect Mortgage Services a scam or clone?
Is my money safe with Prospect Mortgage Services?
Who owns Prospect Mortgage Services?
Who runs Prospect Mortgage Services?
How long has Prospect Mortgage Services been in business?
What do Prospect Mortgage Services’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk