Protect Underwriting LLP: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 10 years
Protected through the principal
No FCA actions
Active company since 2016
Its whole board of directors changed in April 2025

Responsible principal firm

Shape Underwriting Limited Reference number: 933203 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Protect Underwriting LLP (FRN 760376) is an AR of Shape Underwriting Limited (FRN 933203). When you use Protect Underwriting's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Protect Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

protectunderwriting.com (opens in a new tab)
Phone number

020 3889 7900
Address

7th floor, 37-39 Lime Street, London, EC3M 7AY, United Kingdom

In the full report: 3 background checks

When protectunderwriting.com first appeared online, and whether it can receive email
What kind of line 020 3889 7900 is
Who else gives the postcode EC3M 7AY

Other names (3)

If you were contacted under any of these names, it is this firm.

Protect Trading name: A name it trades under now.
Protect Private Clients Trading name: A name it trades under now.
Protect Und LLP Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Shape Underwriting Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: OC413490 (opens Companies House in a new tab)
Company status: Active
Company type: Limited liability partnership
Incorporated: 31 August 2016 (10 years old)
Registered office: 24 Monument Street, London, EC3R 8AJ, England

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
CLEAR GROUP (HOLDINGS) LIMITED	Corporate LLP designated member	Not published	3 Apr 2025	2 other companies
SHAPE UNDERWRITING LIMITED	Corporate LLP designated member	Not published	3 Apr 2025	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2
is FCA-registered: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
All 8 people who have ever been directors, with their dates

Key dates in its history

Protect Underwriting’s history from the FCA register and Companies House, newest first.

Key events (8) All events (20)

2025

3 April 2025

Board replaced: all 5 directors left and 2 new directors took over
Clear Group (Holdings) Limited became a part-owner (25–50% of shares)
Jonathan Edward Rouse gave up control
Shape Underwriting Limited became a part-owner (25–50% of shares)

Companies House

2017

19 July 2017

Changed its registered name from "Protect Und LLP"

FCA register

2016

6 October 2016

Became an appointed representative

FCA register

31 August 2016

Incorporated at Companies House
Jonathan Edward Rouse took control (75–100% of shares)

Companies House

In the full report: all 20 events

All 20 events in its history (8 shown here)
Every director appointment and resignation: 10

Firms connected to Protect Underwriting

Other FCA-listed firms that share a director, phone number or address with Protect Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
share its postcode: 5

In the full report: all 5 connected firms, named

How each is linked: the same postcode (5)
Who links each one: the named directors, with dates

Firms like Protect Underwriting

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Protect Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
All 20 events in its history
5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Protect Underwriting LLP FCA authorised?

Protect Underwriting LLP (FRN 760376) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Protect Underwriting?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Protect Underwriting LLP (FRN 760376) is an AR of Shape Underwriting Limited (FRN 933203). When you use Protect Underwriting's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Protect Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Protect Underwriting’s phone number and website?

The FCA register lists the phone number 020 3889 7900 and the website protectunderwriting.com for Protect Underwriting. If you were given different contact details, use these to check with the firm before going any further.

Is Protect Underwriting a scam or clone?

Protect Underwriting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Protect Underwriting?

Protection works through Shape Underwriting Limited, the principal firm responsible for Protect Underwriting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Protect Underwriting?

Companies House lists 2 people with significant control of Protect Underwriting: Shape Underwriting Limited (25–50% of votes) and Clear Group (Holdings) Limited (25–50% of votes). Before that, it was controlled by Jonathan Edward Rouse.

Who runs Protect Underwriting?

Companies House lists 2 directors of Protect Underwriting: Clear Group (Holdings) Limited and Shape Underwriting Limited.

How long has Protect Underwriting been in business?

The company was formed on 31 August 2016.

Does Protect Underwriting use any other names?

It trades as Protect and Protect Private Clients. It has previously used the name Protect Und LLP.