Protection UK Ltd.

Reference number: 912594

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

LWM10 LTD Reference number: 458204 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Protection UK Ltd. (FRN 912594) is an AR of LWM10 LTD (FRN 458204). When you use Protection UK's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Protection UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0161 814 9717

  • Address

    Unit 13A, Block 3, Waterloo Industrial Park, Upper Brook Street, Stockport, SK1 3BP, United Kingdom

In the full report: 2 background checks

  • What kind of line 0161 814 9717 is
  • Who else gives the postcode SK1 3BP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Lwm10 Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11669010
Company status
Active
Company type
Private limited company
Incorporated
9 November 2018 (7 years old)
Registered office
Unit 13a, Block 3, Waterloo Industrial Park, Upper Brook Street, Stockport, SK1 3BP, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Roxanne Rodger Director May 1988 9 Nov 2018 None
Christopher Turner Director May 1979 9 Nov 2018 None
Christopher Turner Secretary Not published 9 Nov 2018 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

−£7,906

Down £8,821 from £915

Cash at bank

£1,987

−9.2% from £2,188

Employees (average)

4

Same as 4

Net assets are negative: on its last balance sheet the company owed £7,906 more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11669010. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Protection UK’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2019

23 August 2019

  • Became an appointed representative

FCA register

2018

9 November 2018

  • Incorporated at Companies House
  • Chris Turner became a part-owner (25–50% of shares)
  • Roxanne Rodger became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms like Protection UK

Other firms of the same type (financial adviser), nearest first.

In Stockport

A. C. M. Financial Services LtdStockportAppointed representativeAndrew Brannan Wealth Management LtdStockportAppointed representativeBeech Tree Financial Advice LimitedStockportAppointed representativeDickinson Financial Planning LtdStockportAppointed representativeEdward Mellor LimitedStockportAppointed representativeFrancis Brendan McDermottStockportAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Protection UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Protection UK Ltd. FCA authorised?
Protection UK Ltd. (FRN 912594) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Protection UK?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Protection UK Ltd. (FRN 912594) is an AR of LWM10 LTD (FRN 458204). When you use Protection UK's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Protection UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Protection UK’s phone number?
The FCA register lists the phone number 0161 814 9717 for Protection UK. If you were given different contact details, use these to check with the firm before going any further.
Is Protection UK a scam or clone?
Protection UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Protection UK?
Protection works through Lwm10 Ltd, the principal firm responsible for Protection UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Protection UK?
Companies House lists 2 people with significant control of Protection UK: Mr Chris Turner (25–50% of shares) and Miss Roxanne Rodger (25–50% of shares).
Who runs Protection UK?
Companies House lists 2 directors of Protection UK: Roxanne Rodger and Christopher Turner.
How long has Protection UK been in business?
The company was formed on 9 November 2018.
What do Protection UK’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of −£7,906 (down £8,821 from £915) and cash at bank of £1,987 (−9.2% from £2,188).

Sources and links

The full report on Protection UK Ltd.

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