Protego Group Limited

Reference number: 304363

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When protegogroup.com first appeared online, and whether it can receive email
  • What kind of line 0161 798 4949 is
  • Who else gives the postcode M25 3HW
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • NHS Dental Plan Trading name
  • Smile Assured Dental Plan Trading name
  • Insure-For-Less.Com Limited Former name
  • Legal Ex + Former trading name
  • Legal Ex Plus Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04762595
Company status
Active
Company type
Private limited company
Incorporated
13 May 2003 (23 years old)
Registered office
Alex House, 260-268 Chapel Street, Salford, Manchester, M3 5JZ
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Jason Howard Martin Freeman Director May 1970 1 Mar 2005 6 other companies
Glyn Elfed Jones Director Oct 1955 27 Apr 2009 18 other companies
Nicholas John Snelson Director Jan 1965 27 Apr 2009 16 other companies
Glyn Elfred Jones Secretary Not published 25 Feb 2011 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
31
closed down
16
run together
9

In the full report: all 31 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 9 companies these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2026Small company accountsNot audited

Net assets

£681k

−29% from £953k

Cash at bank

£850k

−22% from £1.09m

Employees (average)

6

−14% from 7

Owed within a year

£666k

+13% from £592k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04762595. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Protego Group’s history from the FCA register and Companies House, newest first.

Key events (8) All events (25)

2016

6 April 2016

  • Glyn Elfred Jones gained significant control
  • Jason Howard Martin Freeman became a part-owner (25–50% of shares)
  • Nicholas John Snelson became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

7 February 2005

  • Changed its registered name from "Insure-For-Less.Com Limited"

FCA register

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2003

13 May 2003

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (8 shown here)
  • Every director appointment and resignation: 9
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Firms like Protego Group

Other firms of the same type (insurance broker), nearest first.

In Manchester

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Protego Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 31 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 25 events in its history

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Frequently asked questions about this firm

Is Protego Group Limited FCA authorised?
Yes, Protego Group Limited (FRN 304363) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Protego Group’s phone number and website?
The FCA register lists the phone number 0161 798 4949 and the website protegogroup.com for Protego Group. If you were given different contact details, use these to check with the firm before going any further.
Is Protego Group a scam or clone?
Protego Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Protego Group?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Protego Group to the Financial Ombudsman Service, free of charge.
Who owns Protego Group?
Companies House lists 3 people with significant control of Protego Group: Mr Nicholas John Snelson (25–50% of shares), Mr Jason Howard Martin Freeman (25–50% of shares) and Mr Glyn Elfred Jones (significant influence or control).
Who runs Protego Group?
Companies House lists 3 directors of Protego Group: Jason Howard Martin Freeman, Glyn Elfed Jones and Nicholas John Snelson.
How long has Protego Group been in business?
The company was formed on 13 May 2003, and has held its current FCA authorisation since January 2005.
What do Protego Group’s latest accounts show?
Its latest accounts, to 31 July 2026, show net assets of £681k (−29% from £953k) and cash at bank of £850k (−22% from £1.09m).
Does Protego Group use any other names?
It trades as NHS Dental Plan and Smile Assured Dental Plan. It has previously used 3 other names: Insure-For-Less.Com Limited, Legal Ex + and Legal Ex Plus.

Sources and links

The full report on Protego Group Limited

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