Protekta Life Ltd
Reference number: 1060956
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2026
- 1 thing worth a closer look in the background checks
Responsible principal firm
First Mortgage Solutions Limited Reference number: 949476 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Protekta Life Ltd (FRN 1060956) is an AR of First Mortgage Solutions Limited (FRN 949476). When you use Protekta Life's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Protekta Life, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
13s Cathedral Road, Cardiff, Cardiff, CF11 9HA, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When protektalife.com first appeared online, and whether it can receive email
- What kind of line 01792 981030 is
- Who else gives the postcode CF11 9HA
FCA permissions and consumer protection
- Protection through the principal firmProtection works through First Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 17271438 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 June 2026 (less than a year old)
- Registered office
- Care Of Berry Smith, Haywood House, Dumfries Place, Cardiff, South Glamorgan, CF10 3GA, Wales
- Nature of business
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- Life insurance (SIC 65110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Matthew Iain Jones | Director | Jul 1971 | 9 Jun 2026 | 7 other companies |
| Gareth Liam Ohara | Director | Sep 1989 | 9 Jun 2026 | 2 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- still active
- 7
- run together
- 2
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 companies these 2 directors run together
- All 3 people who have ever been directors, with their dates
Key dates in its history
Protekta Life’s history from the FCA register and Companies House, newest first.
2026
4 September 2026
- Became an appointed representative
FCA register
9 June 2026
- Incorporated at Companies House
- Go & Bo Holdings Ltd became a part-owner (25–50% of shares)
- K&Mj Holdings Limited became a part-owner (25–50% of shares)
Companies House
In the full report: all 8 events
- All 8 events in its history (4 shown here)
- Every director appointment and resignation: 4
Firms connected to Protekta Life
Other FCA-listed firms that share a director, phone number or address with Protekta Life. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Protekta Life
Other firms of the same type (mortgage adviser or broker), nearest first.
In Cardiff
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Protekta Life
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 8 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Protekta Life Ltd FCA authorised?
What does appointed representative mean for Protekta Life?
What is Protekta Life’s phone number and website?
Is Protekta Life a scam or clone?
Is my money safe with Protekta Life?
Who owns Protekta Life?
Who runs Protekta Life?
How long has Protekta Life been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk