PSI-Pay Ltd

Reference number: 900011

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 2 background checks, 1 thing worth a closer look

  • When psi-pay.co.uk first appeared online, and whether it can receive email
  • Who else gives the postcode EC4V 6BJ
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • codePayz Trading name
  • ecoVoucher Trading name
  • Payz Trading name
  • ECOPAYZ Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • g) Execution of payment transactions via telecoms, IT system or network operator
  • h) Issuing Electronic Money

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05899168
Company status
Active
Company type
Private limited company
Incorporated
8 August 2006 (20 years old)
Registered office
Afon Building, Worthing Road, Horsham, West Sussex, RH12 1TL
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Amrani Director Mar 1979 29 Apr 2015 3 other companies
Andrew Vincent Downes Director Dec 1960 18 Jun 2021 6 other companies
Andrew Vincent Downes Secretary Not published 7 Mar 2025 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
4
are FCA-registered
3

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 1 company these 2 directors run together
  • All 12 people who have ever been directors, with their dates
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Key dates in its history

PSI-Pay’s history from the FCA register and Companies House, newest first.

Key events (10) All events (38)

2024

4 October 2024

  • Andrew Vincent Downes became a part-owner (25–50% of shares)
  • Avraham Shaked no longer has significant control
  • Jonathan Amrani became the majority owner (50–75% of shares)

Companies House · FCA register

2018

13 March 2018

  • Regulated by the FCA from this date
  • No longer regulated by the FCA
  • Became an authorised e-money institution

FCA register

2016

6 April 2016

  • Avraham Shaked gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

1 June 2011

  • Regulated by the Financial Services Authority from this date

FCA register

2006

8 August 2006

  • Incorporated at Companies House

Companies House

In the full report: all 38 events

  • All 38 events in its history (10 shown here)
  • Every director appointment and resignation: 22
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Firms connected to PSI-Pay

Other FCA-listed firms that share a director, phone number or address with PSI-Pay. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5
past links
3

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
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Firms like PSI-Pay

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedAirbnb Payments UK LimitedLondonAuthorisedMollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on PSI-Pay

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • All 38 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is PSI-Pay Ltd FCA authorised?
Yes, PSI-Pay Ltd (FRN 900011) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is PSI-Pay’s website?
The FCA register lists the website psi-pay.co.uk for PSI-Pay. If you were given different contact details, use these to check with the firm before going any further.
Is PSI-Pay a scam or clone?
PSI-Pay is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with PSI-Pay?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about PSI-Pay to the Financial Ombudsman Service, free of charge.
Who owns PSI-Pay?
Companies House lists 2 people with significant control of PSI-Pay: Mr Jonathan Amrani (50–75% of shares) and Mr Andrew Vincent Downes (25–50% of shares). Before that, it was controlled by Mr Avraham Shaked.
Who runs PSI-Pay?
Companies House lists 2 directors of PSI-Pay: Jonathan Amrani and Andrew Vincent Downes.
How long has PSI-Pay been in business?
The company was formed on 8 August 2006, and has held its current FCA authorisation since March 2018.
Does PSI-Pay use any other names?
It trades as codePayz, ecoVoucher and Payz. It has previously used the name ECOPAYZ.

Sources and links

The full report on PSI-Pay Ltd

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