Psp Insurance & Financial Solutions Limited

Reference number: 303461

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When assuredpartners.co.uk first appeared online, and whether it can receive email
  • What kind of line 01403 327714 is, and the 13 other firms that give it
  • Who else gives the postcode TA1 2PX
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Other names (33)

If you were contacted under any of these names, it is this firm.

  • ACG Everett Mead Insurance Brokers Trading name
  • AssuredPartners Trading name
  • Atom Insurance Brokers Trading name
  • Cover South West Trading name
  • LT Insurance Services Trading name
  • Mike Williams Insurance Consultants Trading name
  • Newquay Insurance Solutions Trading name
  • Parkers Trading name
  • Paul Hicks Insurance Services Trading name
  • PlantSurePro Trading name
  • PSP Active Trading name
  • PSP Commerce Trading name
  • PSP Community Trading name
  • PSP Construction Trading name
  • PSP Group Trading name
  • PSPH2O Trading name
  • PSP Hospitality Trading name
  • PSP Insurance and Financial Solutions Trading name
  • PSP Manufacturing Trading name
  • PSP Pensions Trading name
  • PSP Private Client Trading name
  • PSP Professions Trading name
  • PSP Property Trading name
  • PSP Risk Trading name
  • PSP Rural Trading name
  • PSP Shock Absorber Trading name
  • PSP Transportation Trading name
  • PSP Wealth Trading name
  • PSP Wellbeing Trading name
  • Westinsure Plymouth Insurance Brokers Trading name
  • Psp Westinsure Limited Former name
  • ACG Everett Mead Former trading name
  • Psp Westinsure Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04616351
Company status
Active
Company type
Private limited company
Incorporated
12 December 2002 (23 years old)
Registered office
The Walbrook Building, 25 Walbrook, London, EC4N 8AW, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
David Michael Edwin Cousins Director Jan 1973 13 Oct 2025 11 other companies
Charles Robertson Crawford Director Mar 1964 4 Nov 2025 50 other companies
James Oliver Whittingham Director Aug 1977 28 Nov 2025 11 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
57
closed down
29
are FCA-registered
17

In the full report: all 57 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 17 on the FCA register, including one no longer authorised
  • The 11 companies these 3 directors run together
  • All 19 people who have ever been directors, with their dates
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Filed accounts and finances

8 months to 31 December 2022Full accountsAudited

Turnover

£3.05m

Not compared: the previous accounts cover a different length of time

Profit before tax

£306k

Not compared: the previous accounts cover a different length of time

Net assets

£1.74m

+9.9% from £1.59m

Cash at bank

£1.74m

+14% from £1.52m

The previous accounts cover 12 months, so turnover and profit are not compared with them.

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2020 to 2022
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04616351. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Psp Insurance & Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (12) All events (84)

2022

1 June 2022

  • Assuredpartners International Limited took control (75–100% of shares)
  • Michael Robert Parkins stopped being a part-owner
  • Philip John Oakey stopped being a part-owner
  • Terence Roy Parkins stopped being a part-owner

Companies House

2016

6 April 2016

  • Michael Robert Parkins became a part-owner (25–50% of shares)
  • Philip John Oakey became a part-owner (25–50% of shares)
  • Terence Roy Parkins became a part-owner (25–50% of shares)

Companies House

2014

11 December 2014

  • Changed its registered name from "Psp Westinsure Limited"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2002

12 December 2002

  • Incorporated at Companies House

Companies House

In the full report: all 84 events

  • All 84 events in its history (12 shown here)
  • Every director appointment and resignation: 35
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Firms connected to Psp Insurance & Financial Solutions

Other FCA-listed firms that share a director, phone number or address with Psp Insurance & Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
11
share its phone number
5

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (11), the same phone number (5)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Psp Insurance & Financial Solutions

Other firms of the same type (insurance broker), nearest first.

In Taunton

Lloyd & Whyte Community Broking LtdTauntonAuthorisedLloyd & Whyte LimitedTauntonAuthorisedPure Protection LtdTauntonAuthorisedTownley Insurance Brokers LimitedTauntonAuthorisedWellness Health and Protection LimitedTauntonAuthorisedWPA Healthcare Practice PLCTauntonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Psp Insurance & Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 57 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 84 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Psp Insurance & Financial Solutions Limited FCA authorised?
Yes, Psp Insurance & Financial Solutions Limited (FRN 303461) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Psp Insurance & Financial Solutions’ phone number and website?
The FCA register lists the phone number 01403 327714 and the website assuredpartners.co.uk for Psp Insurance & Financial Solutions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 13 other FCA firms.
Is Psp Insurance & Financial Solutions a scam or clone?
Psp Insurance & Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Psp Insurance & Financial Solutions?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Psp Insurance & Financial Solutions to the Financial Ombudsman Service, free of charge.
Who owns Psp Insurance & Financial Solutions?
Psp Insurance & Financial Solutions is owned by Assuredpartners International Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 June 2022. Before that, it was controlled by Mr Terence Roy Parkins, Mr Michael Robert Parkins and Mr Philip John Oakey.
Who runs Psp Insurance & Financial Solutions?
Companies House lists 3 directors of Psp Insurance & Financial Solutions: David Michael Edwin Cousins, Charles Robertson Crawford and James Oliver Whittingham.
How long has Psp Insurance & Financial Solutions been in business?
The company was formed on 12 December 2002, and has held its current FCA authorisation since January 2005.
What do Psp Insurance & Financial Solutions’ latest accounts show?
Its latest accounts, to 31 December 2022, show turnover of £3.05m (not compared: the previous accounts cover a different length of time) and profit before tax of £306k (not compared: the previous accounts cover a different length of time).
Does Psp Insurance & Financial Solutions use any other names?
It trades as ACG Everett Mead Insurance Brokers, AssuredPartners, Atom Insurance Brokers, Cover South West and LT Insurance Services, and 25 more names. It has previously used 3 other names: Psp Westinsure Limited, ACG Everett Mead and Psp Westinsure.

Sources and links

The full report on Psp Insurance & Financial Solutions Limited

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