Pulse Mortgages Ltd

Reference number: 1014203

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pulse Mortgages Ltd (FRN 1014203) is an AR of Mortgage Saving Experts Limited (FRN 779662). When you use Pulse Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pulse Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pulsemortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07958 27990 is
  • Who else gives the postcode CM12 9BQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Alexander Murton Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Saving Experts Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 September 2026 (less than a year old)
Registered office
8-10 Chantry House, High Street, Billericay, CM12 9BQ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Alexander Peter Murton Director Nov 1978 28 Sep 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Pulse Mortgages’s history from the FCA register and Companies House, newest first.

2026

28 October 2026

  • Changed its registered name from "Alexander Murton"

FCA register

19 October 2026

  • Changed its registered name from "PULSE MORTGAGES LTD"

FCA register

28 September 2026

  • Incorporated at Companies House
  • Alexander Peter Murton became the majority owner (50–75% of shares)

Companies House

2024

5 July 2024

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Pulse Mortgages

Other FCA-listed firms that share a director, phone number or address with Pulse Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Pulse Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Billericay

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pulse Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Pulse Mortgages Ltd FCA authorised?
Pulse Mortgages Ltd (FRN 1014203) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pulse Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pulse Mortgages Ltd (FRN 1014203) is an AR of Mortgage Saving Experts Limited (FRN 779662). When you use Pulse Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pulse Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pulse Mortgages’ phone number and website?
The FCA register lists the phone number 07958 27990 and the website pulsemortgages.co.uk for Pulse Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Pulse Mortgages a scam or clone?
Pulse Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pulse Mortgages?
Protection works through Mortgage Saving Experts Limited, the principal firm responsible for Pulse Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pulse Mortgages?
Companies House lists one person with significant control of Pulse Mortgages: Mr Alexander Peter Murton (50–75% of shares).
Who runs Pulse Mortgages?
Companies House lists one director of Pulse Mortgages: Alexander Peter Murton.
How long has Pulse Mortgages been in business?
The company was formed on 28 September 2026.
Does Pulse Mortgages use any other names?
It has previously used the name Alexander Murton.

Sources and links

The full report on Pulse Mortgages Ltd

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