Pyke Smith & Cutler Limited

Reference number: 304530

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pykesmithcutler.co.uk first appeared online, and whether it can receive email
  • What kind of line 01604 627783 is
  • Who else gives the postcode NN1 4EP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Pyke Smith & Cutler Insurance Brokers Ltd Former name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04540525
Company status
Active
Company type
Private limited company
Incorporated
19 September 2002 (24 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Non-life insurance (SIC 65120)
  • Non-life reinsurance (SIC 65202)

Directors and company secretaries

Name Role Born Appointed Other companies
Philippa Anne Aber Director May 1967 19 Sep 2002 1 other company
Nichola Mason Director Oct 1969 1 Mar 2003 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
0
went insolvent
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2026Small company accountsNot audited

Net assets

£435k

+6.2% from £409k

Cash at bank

£303k

−13% from £350k

Employees (average)

4

Same as 4

Owed within a year

£200k

−9.4% from £221k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04540525. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pyke Smith & Cutler’s history from the FCA register and Companies House, newest first.

Key events (10) All events (17)

2021

28 May 2021

  • Astrid Mary Cutler stopped being a part-owner

Companies House

2016

7 October 2016

  • John Tibbs Cutler stopped being a part-owner

Companies House

6 April 2016

  • Astrid Mary Cutler became a part-owner (25–50% of shares)
  • John Tibbs Cutler became a part-owner (25–50% of shares)
  • Philippa Anne Aber took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

20 June 2007

  • Changed its registered name from "Pyke Smith & Cutler Insurance Brokers Ltd"

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2002

19 September 2002

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (10 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Pyke Smith & Cutler

Other FCA-listed firms that share a director, phone number or address with Pyke Smith & Cutler. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Pyke Smith & Cutler

Other firms of the same type (insurance broker), nearest first.

In Northampton

Alliance Financial Consultancy LimitedNorthamptonAuthorisedAssist Insurance Services LimitedNorthamptonAuthorisedAstute Insurance Solutions LimitedNorthamptonAuthorisedCrixus (London) LtdNorthamptonAuthorisedFinance Investments LimitedNorthamptonAuthorisedFirst Point Insurance Management LimitedNorthamptonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pyke Smith & Cutler

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Pyke Smith & Cutler Limited FCA authorised?
Yes, Pyke Smith & Cutler Limited (FRN 304530) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Pyke Smith & Cutler’s phone number and website?
The FCA register lists the phone number 01604 627783 and the website pykesmithcutler.co.uk for Pyke Smith & Cutler. If you were given different contact details, use these to check with the firm before going any further.
Is Pyke Smith & Cutler a scam or clone?
Pyke Smith & Cutler is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pyke Smith & Cutler?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Pyke Smith & Cutler to the Financial Ombudsman Service, free of charge.
Who owns Pyke Smith & Cutler?
Companies House lists one person with significant control of Pyke Smith & Cutler: Philippa Anne Aber (75–100% of shares). Before that, it was controlled by John Tibbs Cutler and Astrid Mary Cutler.
Who runs Pyke Smith & Cutler?
Companies House lists 2 directors of Pyke Smith & Cutler: Philippa Anne Aber and Nichola Mason.
How long has Pyke Smith & Cutler been in business?
The company was formed on 19 September 2002, and has held its current FCA authorisation since January 2005.
What do Pyke Smith & Cutler’s latest accounts show?
Its latest accounts, to 31 August 2026, show net assets of £435k (+6.2% from £409k) and cash at bank of £303k (−13% from £350k).
Does Pyke Smith & Cutler use any other names?
It has previously used the name Pyke Smith & Cutler Insurance Brokers Ltd.

Sources and links

The full report on Pyke Smith & Cutler Limited

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