Quay Life Wealth Management Ltd

Reference number: 963353

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Quay Life Wealth Management Ltd (FRN 963353) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Quay Life Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Quay Life Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When quaylifewm.co.uk first appeared online, and whether it can receive email
  • What kind of line 0191 341 0380 is
  • Who else gives the postcode NE4 7YL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 August 2021 (5 years old)
Registered office
Unit 14, Riverside Business Studios,, Amethyst Road, Newcastle Upon Tyne, NE4 7YL, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Scott Hannay Director Nov 1970 24 Aug 2021 1 other company
Victoria Louise Hannay Director Dec 1971 24 Aug 2021 1 other company
Kevin Guthrie Director Dec 1971 24 Jan 2022 None
Tracy Guthrie Director Nov 1970 24 Jan 2022 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 4 directors run together
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Key dates in its history

Quay Life Wealth Management’s history from the FCA register and Companies House, newest first.

2022

24 January 2022

  • Kevin Guthrie became a part-owner (25–50% of shares)
  • Tracy Louise Guthrie became a part-owner (25–50% of shares)

Companies House

2021

3 November 2021

  • Became an appointed representative

FCA register

24 August 2021

  • Incorporated at Companies House
  • Scott Hannay became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms like Quay Life Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Newcastle upon Tyne

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Quay Life Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Quay Life Wealth Management Ltd FCA authorised?
Quay Life Wealth Management Ltd (FRN 963353) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Quay Life Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Quay Life Wealth Management Ltd (FRN 963353) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Quay Life Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Quay Life Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Quay Life Wealth Management’s phone number and website?
The FCA register lists the phone number 0191 341 0380 and the website quaylifewm.co.uk for Quay Life Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Quay Life Wealth Management a scam or clone?
Quay Life Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Quay Life Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Quay Life Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Quay Life Wealth Management?
Companies House lists 3 people with significant control of Quay Life Wealth Management: Mr Kevin Guthrie (25–50% of shares), Mrs Tracy Louise Guthrie (25–50% of shares) and Mr Scott Hannay (25–50% of shares).
Who runs Quay Life Wealth Management?
Companies House lists 4 directors of Quay Life Wealth Management: Scott Hannay, Victoria Louise Hannay, Kevin Guthrie and Tracy Guthrie.
How long has Quay Life Wealth Management been in business?
The company was formed on 24 August 2021.

Sources and links

The full report on Quay Life Wealth Management Ltd

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