Quotethemarket.co.uk Limited

Reference number: 824233

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • QUOTETHEMARKET.CO.UK LIMITED (FRN 824233) is an AR of Next Risk Solutions Limited (FRN 705135). When you use QUOTETHEMARKET.CO.UK's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from QUOTETHEMARKET.CO.UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When quotethemarket.co.uk first appeared online, and whether it can receive email
  • What kind of line 01495 362840 is, and the other firm that gives it
  • Who else gives the postcode NP4 0HZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Next Risk Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 May 2018 (8 years old)
Registered office
Cwmbran House Mamhilad Park Estate, Mamhilad, Pontypool, NP4 0HZ, Wales
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
David George Harlow Director Jan 1970 6 Jun 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Total equity

£39.6k

+46% from £27.2k

Employees (average)

0

Same as 0

Owed within a year

£101k

+362% from £21.9k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11354711. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Quotethemarket.co.uk’s history from the FCA register and Companies House, newest first.

2024

6 September 2024

  • Ph Innovate (Insurtech) Limited gave up control
  • Ph Innovate Group Limited took control (75–100% of shares)

Companies House

2020

2 January 2020

  • Nigel Paul Berry Chivers stopped being a part-owner

Companies House

2018

26 October 2018

  • Became an appointed representative

FCA register

10 May 2018

  • Incorporated at Companies House
  • Nigel Paul Berry Chivers became a part-owner (25–50% of shares)
  • Ph Innovate (Insurtech) Limited took control (75–100% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (7 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Quotethemarket.co.uk

Other FCA-listed firms that share a director, phone number or address with Quotethemarket.co.uk. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Quotethemarket.co.uk

Other firms of the same type (insurance broker), nearest first.

In Pontypool

In the Newport (NP) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Quotethemarket.co.uk

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Quotethemarket.co.uk Limited FCA authorised?
Quotethemarket.co.uk Limited (FRN 824233) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Quotethemarket.co.uk?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Quotethemarket.co.uk Limited (FRN 824233) is an AR of Next Risk Solutions Limited (FRN 705135). When you use Quotethemarket.co.uk's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Quotethemarket.co.uk, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Quotethemarket.co.uk’s phone number and website?
The FCA register lists the phone number 01495 362840 and the website quotethemarket.co.uk for Quotethemarket.co.uk. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Quotethemarket.co.uk a scam or clone?
Quotethemarket.co.uk is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Quotethemarket.co.uk?
Protection works through Next Risk Solutions Limited, the principal firm responsible for Quotethemarket.co.uk's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Quotethemarket.co.uk?
Quotethemarket.co.uk is owned by Ph Innovate Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 September 2024. Before that, it was controlled by Ph Innovate (Insurtech) Limited and Mr Nigel Paul Berry Chivers.
Who runs Quotethemarket.co.uk?
Companies House lists one director of Quotethemarket.co.uk: David George Harlow.
How long has Quotethemarket.co.uk been in business?
The company was formed on 10 May 2018.
What do Quotethemarket.co.uk’s latest accounts show?
Its latest accounts, to 30 September 2025, show total equity of £39.6k (+46% from £27.2k).

Sources and links

The full report on Quotethemarket.co.uk Limited

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