R.A. Cowen & Partners (Financial Services) Limited

Reference number: 126112

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cowensgroup.co.uk first appeared online, and whether it can receive email
  • What kind of line 01623 666123 is, and the 2 other firms that give it
  • Who else gives the postcode NG1 5BQ
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Cowens Trading name: A name it trades under now.
  • Cowens Financial Trading name: A name it trades under now.
  • Cowens Financial Planning Trading name: A name it trades under now.
  • Cowens Employee Benefits Former trading name: A name it used to trade under.
  • Cowens Financial Architects Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 June 1986 (40 years old)
Registered office
20 Regent Street, Nottingham, NG1 5BQ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)
  • Life reinsurance (SIC 65201)

Directors and company secretaries

Name Role Born Appointed Other companies
David Thomas Carroll Director Apr 1981 1 Apr 2020 2 other companies
Paul Andrew Chaplin Director Jul 1961 1 Apr 2020 1 other company
Larysa Rundle Director Mar 1988 1 Apr 2020 1 other company
Philippe Edward David Michou Director Oct 1989 1 Jun 2023 2 other companies
Larysa Rundle Secretary Not published 1 Dec 2011 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
are FCA-registered
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 2 companies these 4 directors run together
  • All 13 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£300k

+72% from £174k

Cash at bank

£260k

+245% from £75.3k

Employees (average)

26

+8.3% from 24

Owed within a year

£111k

+90% from £58.7k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02030364. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2023

31 August 2023

  • Antony Duckworth no longer has significant control

Companies House

6 June 2023

  • David Thomas Carroll gained significant control
  • Grazyna Danuta Kuchta became the majority owner (50–75% of shares)
  • Slavomir Kuchta became the majority owner (50–75% of shares)

Companies House

2020

27 May 2020

  • Paul Andrew Chaplin no longer has significant control

Companies House

1 April 2020

  • Caroline Teresa Royle no longer has significant control
  • Paul Andrew Chaplin gained significant control
  • Slavomir Kuchta no longer has significant control

Companies House

30 January 2020

  • David Evanson no longer has significant control

Companies House

2017

7 June 2017

  • Antony Duckworth gained significant control
  • Caroline Teresa Royle gained significant control
  • David Evanson gained significant control
  • Slavomir Kuchta gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1994

19 December 1994

  • Regulated by the Personal Investment Authority from this date

FCA register

1986

23 June 1986

  • Incorporated at Companies House

Companies House

In the full report: all 46 events

  • All 46 events in its history (18 shown here)
  • Every director appointment and resignation: 17
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Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
2
share its phone number
2

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (2), the same phone number (2), the same postcode (5)
  • Who links each one: the named directors, with dates
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Similar firms

Other firms of the same type (financial adviser), nearest first.

In Nottingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 46 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is R.A. Cowen & Partners (Financial Services) Limited FCA authorised?
Yes, R.A. Cowen & Partners (Financial Services) Limited (FRN 126112) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is R.A. Cowen & Partners (Financial Services)’s phone number and website?
The FCA register lists the phone number 01623 666123 and the website cowensgroup.co.uk/personal for R.A. Cowen & Partners (Financial Services). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is R.A. Cowen & Partners (Financial Services) a scam or clone?
R.A. Cowen & Partners (Financial Services) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with R.A. Cowen & Partners (Financial Services)?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about R.A. Cowen & Partners (Financial Services) to the Financial Ombudsman Service, free of charge.
Who owns R.A. Cowen & Partners (Financial Services)?
Companies House lists 3 people with significant control of R.A. Cowen & Partners (Financial Services): Mrs Grazyna Danuta Kuchta (50–75% of shares), Mr Slavomir Kuchta (50–75% of shares) and Mr David Thomas Carroll (significant influence or control). Before that, it was controlled by Mr Antony Duckworth, Mr David Evanson and Mr Paul Andrew Chaplin.
Who runs R.A. Cowen & Partners (Financial Services)?
Companies House lists 4 directors of R.A. Cowen & Partners (Financial Services): David Thomas Carroll, Paul Andrew Chaplin, Larysa Rundle and Philippe Edward David Michou.
How long has R.A. Cowen & Partners (Financial Services) been in business?
The company was formed on 23 June 1986, and has held its current FCA authorisation since December 2001.
What do R.A. Cowen & Partners (Financial Services)’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £300k (+72% from £174k) and cash at bank of £260k (+245% from £75.3k).
Does R.A. Cowen & Partners (Financial Services) use any other names?
It trades as Cowens, Cowens Financial and Cowens Financial Planning. It has previously used 2 other names: Cowens Employee Benefits and Cowens Financial Architects.

Sources and links

The full report on R.A. Cowen & Partners (Financial Services) Limited

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