R & D Financial Management LLP

Reference number: 478018

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • R & D Financial Management LLP (FRN 478018) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use R & D Financial Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from R & D Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When richardjdavies.co.uk first appeared online, and whether it can receive email
  • What kind of line 01604 708145 is
  • Who else gives the postcode NN4 0YT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Richard Davies Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
OC402884
Company status
Active
Company type
Limited liability partnership
Incorporated
13 November 2015 (10 years old)
Registered office
17 Shoal Creek, Collingtree Park, Northampton, Northamptonshire, NN4 0YT

Directors and company secretaries

Name Role Born Appointed Other companies
Corrine Davies LLP designated member Feb 1976 13 Nov 2015 None
Richard Davies LLP designated member Jun 1976 13 Nov 2015 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Turnover

£447k

Not compared: the previous accounts cover a different length of time

Employees (average)

0

Same as 0

Owed within a year

£42.3k

Up £41.5k from £840

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company OC402884. Figures are exactly as filed; nothing is estimated.

Key dates in its history

R & D Financial Management’s history from the FCA register and Companies House, newest first.

2018

21 March 2018

  • Changed its registered name from "Richard Davies"

FCA register

2016

6 April 2016

  • Corrine Davies became a part-owner (25–50% of shares)
  • Richard Davies became a part-owner (25–50% of shares)

Companies House

2015

13 November 2015

  • Incorporated at Companies House
  • Corrine Davies appointed as a director
  • Richard Davies appointed as a director

Companies House

2008

23 January 2008

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like R & D Financial Management

Other firms of the same type (financial adviser), nearest first.

In Northampton

Accuma Financial Planning LtdNorthamptonAppointed representativeAll Saints Financial LLPNorthamptonAppointed representativeBarfield Financial Advisors LtdNorthamptonAppointed representativeBarfield Wealth LtdNorthamptonAppointed representativeBluebell Financial Services LtdNorthamptonAppointed representativeDale Johnson Wealth ManagementNorthamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on R & D Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is R & D Financial Management LLP FCA authorised?
R & D Financial Management LLP (FRN 478018) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for R & D Financial Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. R & D Financial Management LLP (FRN 478018) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use R & D Financial Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from R & D Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is R & D Financial Management’s phone number and website?
The FCA register lists the phone number 01604 708145 and the website richardjdavies.co.uk for R & D Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is R & D Financial Management a scam or clone?
R & D Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with R & D Financial Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for R & D Financial Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns R & D Financial Management?
Companies House lists 2 people with significant control of R & D Financial Management: Corrine Davies (25–50% of votes) and Richard Davies (25–50% of votes).
Who runs R & D Financial Management?
Companies House lists 2 directors of R & D Financial Management: Corrine Davies and Richard Davies.
How long has R & D Financial Management been in business?
The company was formed on 13 November 2015.
What do R & D Financial Management’s latest accounts show?
Its latest accounts, to 31 March 2025, show turnover of £447k (not compared: the previous accounts cover a different length of time).
Does R & D Financial Management use any other names?
It has previously used the name Richard Davies.

Sources and links

The full report on R & D Financial Management LLP

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