Rachel Kerr

Reference number: 1024924

Instant download

Appointed representative

Rachel Kerr does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Rachel Kerr (FRN 1024924) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Rachel Kerr's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Rachel Kerr, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07971 718390

  • Address

    31 Thickthorn Close, Kenilworth, Warwickshire, CV8 2AF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07971 718390 is
  • Who else gives the postcode CV8 2AF
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Albert & Mae Wealth Management Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Rachel Kerr’s history from the FCA register and Companies House, newest first.

2025

24 January 2025

  • Became an appointed representative
  • Began trading as "Albert & Mae Wealth Management"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Rachel Kerr

Other firms of the same type (financial adviser), nearest first.

In Kenilworth

B M C Financial ServicesKenilworthAppointed representativeBridgegate Wealth Management LtdKenilworthAppointed representativeDaniel Alexander ScottKenilworthAppointed representativeBarnett & Partners LimitedKenilworthAuthorisedFinancial Design (Independent Financial Advisors) LimitedKenilworthAuthorisedPremier Independent Investments UK LimitedKenilworthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rachel Kerr

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Rachel Kerr FCA authorised?
Rachel Kerr (FRN 1024924) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Rachel Kerr?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Rachel Kerr (FRN 1024924) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Rachel Kerr's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Rachel Kerr, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Rachel Kerr’s phone number?
The FCA register lists the phone number 07971 718390 for Rachel Kerr. If you were given different contact details, use these to check with the firm before going any further.
Is Rachel Kerr a scam or clone?
Rachel Kerr is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rachel Kerr?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Rachel Kerr's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Rachel Kerr use any other names?
It trades as Albert & Mae Wealth Management.

Sources and links

The full report on Rachel Kerr

£19.99 · Instant PDF download

Loading secure checkout…