Ralph Edward Pickup

Reference number: 1031360

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Introducer appointed representative

Ralph Edward Pickup can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Simplyhealth Funding Services Limited Reference number: 308943 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Ralph Edward Pickup (FRN 1031360) introduces customers to Simplyhealth Funding Services Limited (FRN 308943). Any regulated advice or arranging is done by the principal, not Ralph Edward Pickup.
  • Example: if Ralph Edward Pickup refers you to a financial adviser, the advice should come from the principal firm, not from Ralph Edward Pickup itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When schofieldandpickup.co.uk first appeared online, and whether it can receive email
  • What kind of line 01200 424641 is, and the other firm that gives it
  • Who else gives the postcode BB7 2HJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Schofield & Pickup Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Simplyhealth Funding Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Ralph Edward Pickup’s history from the FCA register and Companies House, newest first.

2025

29 March 2025

  • Became an introducer appointed representative
  • Began trading as "Schofield & Pickup"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Ralph Edward Pickup

Other FCA-listed firms that share a director, phone number or address with Ralph Edward Pickup. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
no longer authorised
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Ralph Edward Pickup

Other firms of the same type (credit broker), nearest first.

In Clitheroe

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ralph Edward Pickup

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Ralph Edward Pickup FCA authorised?
Ralph Edward Pickup (FRN 1031360) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Ralph Edward Pickup?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Ralph Edward Pickup (FRN 1031360) introduces customers to Simplyhealth Funding Services Limited (FRN 308943). Any regulated advice or arranging is done by the principal, not Ralph Edward Pickup. Example: if Ralph Edward Pickup refers you to a financial adviser, the advice should come from the principal firm, not from Ralph Edward Pickup itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ralph Edward Pickup’s phone number and website?
The FCA register lists the phone number 01200 424641 and the website schofieldandpickup.co.uk for Ralph Edward Pickup. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm, one of which is no longer authorised.
Is Ralph Edward Pickup a scam or clone?
Ralph Edward Pickup is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ralph Edward Pickup?
Protection works through Simplyhealth Funding Services Limited, the principal firm responsible for Ralph Edward Pickup's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Ralph Edward Pickup use any other names?
It trades as Schofield & Pickup.

Sources and links

The full report on Ralph Edward Pickup

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