Ramp Platform UK Ltd

Reference number: 1035944

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ramp.com first appeared online, and whether it can receive email
  • What kind of line 07495 332077 is
  • Who else gives the postcode EC2M 4YJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ramp Trading name: A name it trades under now.

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 March 2024 (2 years old)
Registered office
Fora Brock House 4th Floor, 19 Langham Street, London, W1W 6BP, United Kingdom
Nature of business
  • Business and domestic software development (SIC 62012)

Directors and company secretaries

Name Role Born Appointed Other companies
Calum David Mcwhir Director Mar 1992 19 May 2025 2 other companies
Leanne Teresa Penny Director Oct 1991 14 Jul 2026 1 other company
Jacob Wallenberg Director Aug 1992 14 Jul 2026 1 other company
Scott Jonathan Bulua Secretary Not published 14 Mar 2024 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
are FCA-registered
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register, including 2 no longer authorised
  • The 1 company these 3 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£1

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 15561942. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ramp Platform UK’s history from the FCA register and Companies House, newest first.

2025

24 July 2025

  • Registered with the FCA

FCA register

2024

14 March 2024

  • Incorporated at Companies House
  • Ramp Business UK Ltd took control (75–100% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (3 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Ramp Platform UK

Other FCA-listed firms that share a director, phone number or address with Ramp Platform UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Ramp Platform UK

Other firms of the same type (payment or money transfer firm), nearest first.

In the Central London (EC) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ramp Platform UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Ramp Platform UK Ltd FCA authorised?
Ramp Platform UK Ltd (FRN 1035944) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is Ramp Platform UK’s phone number and website?
The FCA register lists the phone number 07495 332077 and the website ramp.com for Ramp Platform UK. If you were given different contact details, use these to check with the firm before going any further.
Is Ramp Platform UK a scam or clone?
Ramp Platform UK is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Ramp Platform UK?
Money you hand to Ramp Platform UK is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Ramp Platform UK?
Ramp Platform UK is owned by Ramp Business UK Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 14 March 2024.
Who runs Ramp Platform UK?
Companies House lists 3 directors of Ramp Platform UK: Calum David McWhir, Leanne Teresa Penny and Jacob Wallenberg.
How long has Ramp Platform UK been in business?
The company was formed on 14 March 2024.
What do Ramp Platform UK’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1 (no earlier figure to compare).
Does Ramp Platform UK use any other names?
It trades as Ramp.

Sources and links

The full report on Ramp Platform UK Ltd

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