On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Website
-
Phone number
-
Address
Ramp, Unit 04/102, 8 Devonshire Square, London, EC2M 4YJ, United Kingdom
In the full report: 3 background checks
- When ramp.com first appeared online, and whether it can receive email
- What kind of line 07495 332077 is
- Who else gives the postcode EC2M 4YJ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Ramp Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15561942 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 March 2024 (2 years old)
- Registered office
- Fora Brock House 4th Floor, 19 Langham Street, London, W1W 6BP, United Kingdom
- Nature of business
-
- Business and domestic software development (SIC 62012)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Calum David Mcwhir | Director | Mar 1992 | 19 May 2025 | 2 other companies |
| Leanne Teresa Penny | Director | Oct 1991 | 14 Jul 2026 | 1 other company |
| Jacob Wallenberg | Director | Aug 1992 | 14 Jul 2026 | 1 other company |
| Scott Jonathan Bulua | Secretary | Not published | 14 Mar 2024 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
- are FCA-registered
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register, including 2 no longer authorised
- The 1 company these 3 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1
No earlier figure to compare
Employees (average)
0
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 15561942. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Ramp Platform UK’s history from the FCA register and Companies House, newest first.
2025
24 July 2025
- Registered with the FCA
FCA register
2024
14 March 2024
- Incorporated at Companies House
- Ramp Business UK Ltd took control (75–100% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (3 shown here)
- Every director appointment and resignation: 7
Firms connected to Ramp Platform UK
Other FCA-listed firms that share a director, phone number or address with Ramp Platform UK. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Firms like Ramp Platform UK
Other firms of the same type (payment or money transfer firm), nearest first.
In the Central London (EC) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ramp Platform UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- All 11 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Ramp Platform UK Ltd FCA authorised?
What is Ramp Platform UK’s phone number and website?
Is Ramp Platform UK a scam or clone?
Is my money safe with Ramp Platform UK?
Who owns Ramp Platform UK?
Who runs Ramp Platform UK?
How long has Ramp Platform UK been in business?
What do Ramp Platform UK’s latest accounts show?
Does Ramp Platform UK use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk