Ramsey Lomax Limited

Reference number: 704282

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When ramseylomax.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3808 1030 is
  • Whether WC2A 2JR is a shared office: 33 other firms give it
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Other names (30)

If you were contacted under any of these names, it is this firm.

  • digitalroot.online Trading name
  • equity-release-experts.uk Trading name
  • findyourloan.co.uk Trading name
  • findyourmortgage.uk Trading name
  • https://later-life-lending.com/ Trading name
  • https://lifetimemortgagepeople.com/ Trading name
  • https://www.theloanpeople.money/ Trading name
  • lifetime-mortgages.uk Trading name
  • retirement-mortgages.com Trading name
  • Simpler Money Trading name
  • simplyinsured.online Trading name
  • theannuitypeople.co.uk Trading name
  • The Compensation People Trading name
  • The Debt Help People Trading name
  • thedebthelppeople.co.uk Trading name
  • theloanfinder.uk Trading name
  • theloanpeople.uk Trading name
  • The Money People Trading name
  • themoneypeople.online Trading name
  • www.ramseylomax.co.uk Trading name
  • www.simplermoney.co.uk Trading name
  • simplecarfinance.uk Former trading name
  • Write Off Debt Former trading name
  • write-off-debt.com Former trading name
  • www.cleardebtadvice.org Former trading name
  • www.debthelpers.info Former trading name
  • www.thehomeloanpeople.co.uk Former trading name
  • www.write-off-debt.uk Former trading name
  • www.yourdebtconsolidationloan.co.uk Former trading name
  • Your Consolidation Loan Former trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake email addresses (1)
  • info@ramseylomaxltd.co.uk
Fake websites (1)
  • ramseylomaxltd.co.uk
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Claims management No FSCS cover
    Money you pay a claims company is not FSCS protected, but FCA rules cap what it may charge you for a financial services claim. Complaints about this firm go to the Financial Ombudsman Service free of charge.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Credit Broking
  • Seeking out, referrals and identification of claims or potential claims (personal injury claim; financial services or financial product claim; housing disrepair claim; claim for a specified benefit; criminal injury claim; employment related claim)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08591146
Company status
Active
Company type
Private limited company
Incorporated
1 July 2013 (13 years old)
Registered office
08591146 - COMPANIES HOUSE DEFAULT ADDRESS, Cardiff, CF14 8LH
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
George Ramsey Roebuck Director Mar 1984 12 Jan 2018 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£473

Up £70.7k from −£70.2k

Employees (average)

0

−100% from 1

Owed within a year

£61.3k

−24% from £80.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08591146. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ramsey Lomax’s history from the FCA register and Companies House, newest first.

Key events (10) All events (57)

2026

17 March 2026

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2024

12 July 2024

  • George Ramsey Roebuck took control (75–100% of shares)
  • Jon Roebuck gave up control

Companies House

2018

12 January 2018

  • Jon Roebuck took control (75–100% of shares)

Companies House

2017

14 November 2017

  • Board replaced: its only director left and a new director took over
  • Jon Richard Roebuck stopped being a part-owner

Companies House

2016

1 July 2016

  • Jon Richard Roebuck became a part-owner (25–50% of shares)

Companies House

10 March 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2013

1 July 2013

  • Incorporated at Companies House

Companies House

In the full report: all 57 events

  • All 57 events in its history (10 shown here)
  • Every director appointment and resignation: 5
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Firms like Ramsey Lomax

Other firms of the same type (claims management firm), nearest first.

In London

About Claims LtdLondonAuthorisedAtkinson Rose LLPLondonAuthorisedClaim-Smart LimitedLondonAuthorisedClaims (London) LimitedLondonAuthorisedClaims Pro LimitedLondonAuthorisedCongruent Actuarial LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ramsey Lomax

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 57 events in its history

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Frequently asked questions about this firm

Is Ramsey Lomax Limited FCA authorised?
Yes, Ramsey Lomax Limited (FRN 704282) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a claims management firm. The FCA has placed no limits on its permissions.
What is Ramsey Lomax’s phone number and website?
The FCA register lists the phone number 020 3808 1030 and the website ramseylomax.co.uk for Ramsey Lomax. If you were given different contact details, use these to check with the firm before going any further.
Is Ramsey Lomax a scam or clone?
Scammers have impersonated Ramsey Lomax: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Ramsey Lomax, shown on this page.
Is my money safe with Ramsey Lomax?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Ramsey Lomax handles your money, so check the specific product before you commit. You can also refer complaints about Ramsey Lomax to the Financial Ombudsman Service, free of charge.
Who owns Ramsey Lomax?
Companies House lists one person with significant control of Ramsey Lomax: Mr George Ramsey Roebuck (75–100% of shares). Before that, it was controlled by Mr Jon Richard Roebuck and Mr Jon Roebuck.
Who runs Ramsey Lomax?
Companies House lists one director of Ramsey Lomax: George Ramsey Roebuck.
How long has Ramsey Lomax been in business?
The company was formed on 1 July 2013, and has held its current FCA authorisation since March 2016.
What do Ramsey Lomax’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £473 (up £70.7k from −£70.2k).
Does Ramsey Lomax use any other names?
It trades as digitalroot.online, equity-release-experts.uk, findyourloan.co.uk, findyourmortgage.uk and https://later-life-lending.com/, and 16 more names. It has previously used 9 other names, including simplecarfinance.uk, Write Off Debt and write-off-debt.com.

Sources and links

The full report on Ramsey Lomax Limited

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