Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
Rapyd, Suite 26, Weston Business Centre, Parsonage Road, Takeley, Bishop's Stortford, CM22 6PU, United Kingdom
In the full report: 1 background check
- Who else gives the postcode CM22 6PU
Other names (2)
If you were contacted under any of these names, it is this firm.
- Valitor Limited Former name: A name it was registered under before.
- Valitor Payment Services Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- g) Execution of payment transactions via telecoms, IT system or network operator
- h) Issuing Electronic Money
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08053178 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 May 2012 (14 years old)
- Registered office
- Rapyd Suite 26, Weston Business Centre Parsonage Road, Takeley, Bishop's Stortford, CM22 6PU, England
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ariel Shtilman | Director | Feb 1980 | 14 Dec 2022 | 1 other company |
| Dennis Francis Allan | Director | Oct 1953 | 13 Nov 2023 | 7 other companies |
| Nir Mlynarsky | Director | Oct 1980 | 19 May 2025 | None |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 8
- closed down
- 4
- are FCA-registered
- 2
In the full report: all 8 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- All 15 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
£2.35m
+5.7% from £2.22m
Total equity
£9.63m
+30% from £7.42m
Cash at bank
£23.3m
−66% from £68.6m
Owed within a year
£37.3m
−53% from £79.3m
The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £9.55m, for the year to 31 December 2021.
* Cash at bank usually includes customers’ money.
Profit before tax
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08053178. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Rapyd Payments’s history from the FCA register and Companies House, newest first.
2023
6 September 2023
- Changed its registered name from "Valitor Limited"
FCA register
2022
31 December 2022
- Iteron Holding Ltd. stopped being the majority owner
- Rapyd Europe Hf. gave up control
- Rapyd Europe Hf. took control (75–100% of shares)
Companies House
1 July 2022
- Arion Bank Hf stopped being a part-owner
Companies House
2019
9 April 2019
- Changed its registered name from "Valitor Payment Services Limited"
FCA register
31 March 2019
- Arion Bank Hf became a part-owner (25–50% of shares)
Companies House
2018
30 April 2018
- Regulated by the FCA from this date
- No longer regulated by the FCA
- Became an authorised e-money institution
FCA register
2017
22 March 2017
- Regulated by the FCA from this date
FCA register
2016
6 April 2016
- Iteron Holding Ltd. became the majority owner (50–75% of shares)
Companies House
2012
1 May 2012
- Incorporated at Companies House
Companies House
In the full report: all 40 events
- All 40 events in its history (13 shown here)
- Every director appointment and resignation: 27
Firms connected to Rapyd Payments
Other FCA-listed firms that share a director, phone number or address with Rapyd Payments. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 1
- share its postcode
- 3
In the full report: all 4 connected firms, named
- How each is linked: shared directors (1), the same postcode (3)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Rapyd Payments
Other firms of the same type (payment or money transfer firm), nearest first.
In the Chelmsford (CM) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Rapyd Payments
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 8 other companies its directors have run, named
- 1 background check on its contact details
- 6 years of accounts, charted
- All 40 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk