Rapyd Payments Limited

Reference number: 1006841

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Acts as a payment agent

This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.

This is one of the company's FCA records. It separately holds full FCA authorisation under FRN 900688 →.

Responsible principal firm

American Express Payment Services Limited Reference number: 484347 Authorised View firm →

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    Weston Business Centre, Parsonage Road, Takeley, Bishop's Stortford, Hertfordshire, CM22 6PU, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode CM22 6PU
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Past FCA permissions and consumer protection

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08053178
Company status
Active
Company type
Private limited company
Incorporated
1 May 2012 (14 years old)
Registered office
Rapyd Suite 26, Weston Business Centre Parsonage Road, Takeley, Bishop's Stortford, CM22 6PU, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Ariel Shtilman Director Feb 1980 14 Dec 2022 1 other company
Dennis Francis Allan Director Oct 1953 13 Nov 2023 7 other companies
Nir Mlynarsky Director Oct 1980 19 May 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
4
are FCA-registered
2

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 15 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£2.35m

+5.7% from £2.22m

Total equity

£9.63m

+30% from £7.42m

Cash at bank

£23.3m

−66% from £68.6m

Owed within a year

£37.3m

−53% from £79.3m

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £9.55m, for the year to 31 December 2021.

Profit before tax

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08053178. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rapyd Payments’s history from the FCA register and Companies House, newest first.

Key events (8) All events (35)

2023

4 December 2023

  • Status on the FCA register became "PSD Agent"

FCA register

2022

31 December 2022

  • Iteron Holding Ltd. stopped being the majority owner
  • Rapyd Europe Hf. gave up control
  • Rapyd Europe Hf. took control (75–100% of shares)

Companies House

1 July 2022

  • Arion Bank Hf stopped being a part-owner

Companies House

2019

31 March 2019

  • Arion Bank Hf became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Iteron Holding Ltd. became the majority owner (50–75% of shares)

Companies House

2012

1 May 2012

  • Incorporated at Companies House

Companies House

In the full report: all 35 events

  • All 35 events in its history (8 shown here)
  • Every director appointment and resignation: 27
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Firms connected to Rapyd Payments

Other FCA-listed firms that share a director, phone number or address with Rapyd Payments. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Get the full report on Rapyd Payments

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 1 background check on its contact details
  • 6 years of accounts, charted
  • All 35 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Rapyd Payments Limited FCA authorised?
Rapyd Payments Limited (FRN 1006841) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
Is Rapyd Payments a scam or clone?
Rapyd Payments is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rapyd Payments?
Rapyd Payments is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Who owns Rapyd Payments?
Companies House lists no one with significant control of Rapyd Payments now. Before that, it was controlled by Rapyd Europe Hf., Iteron Holding Ltd. and Arion Bank Hf.
Who runs Rapyd Payments?
Companies House lists 3 directors of Rapyd Payments: Ariel Shtilman, Dennis Francis Allan and Nir Mlynarsky.
How long has Rapyd Payments been in business?
The company was formed on 1 May 2012.
What do Rapyd Payments’ latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of £2.35m (+5.7% from £2.22m) and total equity of £9.63m (+30% from £7.42m).

Sources and links

The full report on Rapyd Payments Limited

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