Rare Earth Insurance Partners (UK) Limited

Reference number: 1018618

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Rare Earth Insurance Partners (UK) Limited (FRN 1018618) is an AR of City Insurance Brokers Ltd (FRN 831252). When you use Rare Earth Insurance Partners (UK)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Rare Earth Insurance Partners (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When rareearthpartners.com first appeared online, and whether it can receive email
  • What kind of line 07788 133580 is
  • Whether W1W 5PF is a shared office: 136 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Rare Earth Ins Partners (UK) Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through City Insurance Brokers Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
15 July 2024 (2 years old)
Registered office
167-169 Great Portland Street, London, W1W 5PF, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip William Bilney Director Jul 1962 15 Jul 2024 None
Martin Allan Ham Director Jun 1970 15 Jul 2024 1 other company
Pui Yan Siu Secretary Not published 15 Jul 2024 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£11.7k

No earlier figure to compare

Employees (average)

2

No earlier figure to compare

Owed within a year

£29.3k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15837532. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rare Earth Insurance Partners (UK)’s history from the FCA register and Companies House, newest first.

2024

15 October 2024

  • Changed its registered name from "Rare Earth Ins Partners (UK) Limited"

FCA register

26 September 2024

  • Became an appointed representative

FCA register

15 July 2024

  • Incorporated at Companies House
  • Philip William Bilney became a part-owner (25–50% of shares)
  • Martin Allan Ham appointed as a director
  • Philip William Bilney appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Rare Earth Insurance Partners (UK)

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rare Earth Insurance Partners (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 6 events in its history

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Frequently asked questions about this firm

Is Rare Earth Insurance Partners (UK) Limited FCA authorised?
Rare Earth Insurance Partners (UK) Limited (FRN 1018618) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Rare Earth Insurance Partners (UK)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Rare Earth Insurance Partners (UK) Limited (FRN 1018618) is an AR of City Insurance Brokers Ltd (FRN 831252). When you use Rare Earth Insurance Partners (UK)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Rare Earth Insurance Partners (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Rare Earth Insurance Partners (UK)’s phone number and website?
The FCA register lists the phone number 07788 133580 and the website rareearthpartners.com for Rare Earth Insurance Partners (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Rare Earth Insurance Partners (UK) a scam or clone?
Rare Earth Insurance Partners (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rare Earth Insurance Partners (UK)?
Protection works through City Insurance Brokers Ltd, the principal firm responsible for Rare Earth Insurance Partners (UK)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Rare Earth Insurance Partners (UK)?
Companies House lists one person with significant control of Rare Earth Insurance Partners (UK): Mr Philip William Bilney (25–50% of shares).
Who runs Rare Earth Insurance Partners (UK)?
Companies House lists 2 directors of Rare Earth Insurance Partners (UK): Philip William Bilney and Martin Allan Ham.
How long has Rare Earth Insurance Partners (UK) been in business?
The company was formed on 15 July 2024.
What do Rare Earth Insurance Partners (UK)’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £11.7k (no earlier figure to compare).
Does Rare Earth Insurance Partners (UK) use any other names?
It has previously used the name Rare Earth Ins Partners (UK) Limited.

Sources and links

The full report on Rare Earth Insurance Partners (UK) Limited

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