Ravspeed Ltd

Reference number: 679976

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3105 8181

  • Address

    12 Victoria Bungalows, Maidstone Road, Sidcup, DA14 5BB, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 3105 8181 is
  • Who else gives the postcode DA14 5BB
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • CARECOM.LIFE Trading name
  • SANGLAANG BAYAN Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Entering into a bill of sale loan agreement as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties under a bill of sale loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09442820
Company status
Active
Company type
Private limited company
Incorporated
17 February 2015 (11 years old)
Registered office
12 Victoria Bungalows Maidstone Road, Sidcup, DA14 5BB, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
  • Accounting and auditing activities (SIC 69201)
  • Bookkeeping activities (SIC 69202)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Aquino Villegas Director Sep 1966 17 Feb 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Turnover

£5,625

−41% from £9,569

Net assets

£57.8k

+20% from £48.3k

Employees (average)

0

Same as 0

The accounts for the year to 31 March 2025 do not tag profit before tax in a form that can be read automatically, so it is not shown. The last tagged figure is −£1,190, for the year to 31 March 2021.

Turnover

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09442820. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ravspeed’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2026

27 August 2026

  • David Antonio Bonifacio became the majority owner (50–75% of shares)

Companies House

2016

6 April 2016

  • Robert Aquino Villegas became a part-owner (25–50% of shares)

Companies House

28 February 2016

  • Regulated by the FCA from this date

FCA register

22 February 2016

  • Became authorised by the FCA

FCA register

2015

17 February 2015

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Firms like Ravspeed

Other firms of the same type (lender), nearest first.

In the Dartford (DA) postcode area

Equitas Investment Services LimitedAuthorisedSavvy Loan Products LimitedGravesendAuthorisedSharmaco Finance LimitedGravesendAuthorisedTurff W LimitedDartfordAuthorisedBexleyheath Dental Practice LimitedBexleyheathAuthorisedFuel Oils (Holdings) LimitedErithAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ravspeed

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Ravspeed Ltd FCA authorised?
Yes, Ravspeed Ltd (FRN 679976) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Ravspeed’s phone number?
The FCA register lists the phone number 020 3105 8181 for Ravspeed. If you were given different contact details, use these to check with the firm before going any further.
Is Ravspeed a scam or clone?
Ravspeed is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ravspeed?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Ravspeed handles your money, so check the specific product before you commit. You can also refer complaints about Ravspeed to the Financial Ombudsman Service, free of charge.
Who owns Ravspeed?
Companies House lists 2 people with significant control of Ravspeed: Mr David Antonio Bonifacio (50–75% of shares) and Mr. Robert Aquino Villegas (25–50% of shares).
Who runs Ravspeed?
Companies House lists one director of Ravspeed: Robert Aquino Villegas.
How long has Ravspeed been in business?
The company was formed on 17 February 2015, and has held its current FCA authorisation since February 2016.
What do Ravspeed’s latest accounts show?
Its latest accounts, to 31 March 2025, show turnover of £5,625 (−41% from £9,569) and net assets of £57.8k (+20% from £48.3k).
Does Ravspeed use any other names?
It trades as CARECOM.LIFE. It has previously used the name SANGLAANG BAYAN.

Sources and links

The full report on Ravspeed Ltd

£19.99 · Instant PDF download

Loading secure checkout…