Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
7 Berkley Crescent, Gravesend, Kent, DA12 2AH, United Kingdom
In the full report: 3 background checks
- When ticktockloans.com first appeared online, and whether it can receive email
- What kind of line 020 8090 8340 is
- Who else gives the postcode DA12 2AH
Other names (9)
If you were contacted under any of these names, it is this firm.
- Tick Tock Advance Trading name: A name it trades under now.
- Ticktockcredit.co.uk Trading name: A name it trades under now.
- Tick Tock Loans Trading name: A name it trades under now.
- Ticktockloans.com Trading name: A name it trades under now.
- Ticktockloans.co.uk Trading name: A name it trades under now.
- savvyloans Former trading name: A name it used to trade under.
- Xoombra Former trading name: A name it used to trade under.
- yazaim Former trading name: A name it used to trade under.
- yazaimloans Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- Credit Broking
- Entering into high-cost short-term credit as lender
- Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit
Limits on what they may do
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Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08582046 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 June 2013 (13 years old)
- Registered office
- 7 Berkley Crescent, Gravesend, Kent, DA12 2AH, England
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Yigaal Gluzman | Director | Jul 1968 | 4 Jun 2020 | None |
| Avraham Sarfaty | Director | Nov 1975 | 1 Oct 2022 | None |
| Calogero Gerardo Massimo Cristi | Director | Jan 1970 | 1 Oct 2025 | None |
In the full report: every company its directors have run
- Confirmation that these 3 directors run no other company
- All 7 people who have been directors, with their dates
Filed accounts and finances
Profit before tax
£2.27m
Not compared: the previous accounts cover a different length of time
Net assets
£3.88m
+39% from £2.79m
Cash at bank
£2.04m
−19% from £2.52m
Employees (average)
4
+33% from 3
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08582046. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Savvy Loan Products’s history from the FCA register and Companies House, newest first.
2021
27 May 2021
- Alexandre Chagoubatov gave up control
Companies House
9 April 2021
- Yigaal Gluzman took control (75–100% of shares)
Companies House
2016
22 July 2016
- Regulated by the FCA from this date
- FCA imposed a requirement (Not permitted to canvass off trade premises)
- Became authorised by the FCA
FCA register
6 April 2016
- Alexandre Chagoubatov took control (75–100% of shares)
Companies House
2013
24 June 2013
- Incorporated at Companies House
Companies House
In the full report: all 35 events
- All 35 events in its history (7 shown here)
- Every director appointment and resignation: 13
Firms like Savvy Loan Products
Other firms of the same type (lender), nearest first.
In Gravesend
In the Dartford (DA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Savvy Loan Products
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 35 events in its history
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Frequently asked questions about this firm
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What do Savvy Loan Products’ latest accounts show?
Does Savvy Loan Products use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk