Savvy Loan Products Limited

Reference number: 718888

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ticktockloans.com first appeared online, and whether it can receive email
  • What kind of line 020 8090 8340 is
  • Who else gives the postcode DA12 2AH
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Other names (9)

If you were contacted under any of these names, it is this firm.

  • Tick Tock Advance Trading name: A name it trades under now.
  • Ticktockcredit.co.uk Trading name: A name it trades under now.
  • Tick Tock Loans Trading name: A name it trades under now.
  • Ticktockloans.com Trading name: A name it trades under now.
  • Ticktockloans.co.uk Trading name: A name it trades under now.
  • savvyloans Former trading name: A name it used to trade under.
  • Xoombra Former trading name: A name it used to trade under.
  • yazaim Former trading name: A name it used to trade under.
  • yazaimloans Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into high-cost short-term credit as lender
  • Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 June 2013 (13 years old)
Registered office
7 Berkley Crescent, Gravesend, Kent, DA12 2AH, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Yigaal Gluzman Director Jul 1968 4 Jun 2020 None
Avraham Sarfaty Director Nov 1975 1 Oct 2022 None
Calogero Gerardo Massimo Cristi Director Jan 1970 1 Oct 2025 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
  • All 7 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Profit before tax

£2.27m

Not compared: the previous accounts cover a different length of time

Net assets

£3.88m

+39% from £2.79m

Cash at bank

£2.04m

−19% from £2.52m

Employees (average)

4

+33% from 3

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08582046. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Savvy Loan Products’s history from the FCA register and Companies House, newest first.

2021

27 May 2021

  • Alexandre Chagoubatov gave up control

Companies House

9 April 2021

  • Yigaal Gluzman took control (75–100% of shares)

Companies House

2016

22 July 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

6 April 2016

  • Alexandre Chagoubatov took control (75–100% of shares)

Companies House

2013

24 June 2013

  • Incorporated at Companies House

Companies House

In the full report: all 35 events

  • All 35 events in its history (7 shown here)
  • Every director appointment and resignation: 13
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Firms like Savvy Loan Products

Other firms of the same type (lender), nearest first.

In Gravesend

In the Dartford (DA) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Savvy Loan Products

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 35 events in its history

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Frequently asked questions about this firm

Is Savvy Loan Products Limited FCA authorised?
Yes, Savvy Loan Products Limited (FRN 718888) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2016 and works as a lender. The FCA has placed a limit on what it may do.
What is Savvy Loan Products’ phone number and website?
The FCA register lists the phone number 020 8090 8340 and the website ticktockloans.com for Savvy Loan Products. If you were given different contact details, use these to check with the firm before going any further.
Is Savvy Loan Products a scam or clone?
Savvy Loan Products is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Savvy Loan Products?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Savvy Loan Products handles your money, so check the specific product before you commit. You can also refer complaints about Savvy Loan Products to the Financial Ombudsman Service, free of charge.
Who owns Savvy Loan Products?
Companies House lists one person with significant control of Savvy Loan Products: Mr Yigaal Gluzman (75–100% of shares). Before that, it was controlled by Mr Alexandre Chagoubatov.
Who runs Savvy Loan Products?
Companies House lists 3 directors of Savvy Loan Products: Yigaal Gluzman, Avraham Sarfaty and Calogero Gerardo Massimo Cristi.
How long has Savvy Loan Products been in business?
The company was formed on 24 June 2013, and has held its current FCA authorisation since July 2016.
What do Savvy Loan Products’ latest accounts show?
Its latest accounts, to 30 June 2025, show profit before tax of £2.27m (not compared: the previous accounts cover a different length of time) and net assets of £3.88m (+39% from £2.79m).
Does Savvy Loan Products use any other names?
It trades as Tick Tock Advance, Ticktockcredit.co.uk, Tick Tock Loans, Ticktockloans.com and Ticktockloans.co.uk. It has previously used 4 other names, including savvyloans, Xoombra and yazaim.

Sources and links

The full report on Savvy Loan Products Limited

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