Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 December 2025
- On its latest accounts it owed £2,840 more than it owned
- 1 thing worth a closer look in the background checks
Responsible principal firm
SEOPA LTD Reference number: 313860 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- RAY APP LTD (FRN 1016130) introduces customers to SEOPA LTD (FRN 313860). Any regulated advice or arranging is done by the principal, not RAY APP.
- Example: if RAY APP refers you to a financial adviser, the advice should come from the principal firm, not from RAY APP itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
167-169 Great Portland Street, Fifth Floor, London, W1W 5PF, United Kingdom
In the full report: 2 background checks, 1 thing worth a closer look
- What kind of line 07307 067618 is
- Whether W1W 5PF is a shared office: 137 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Seopa Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15352097 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 December 2023 (2 years old)
- Registered office
- 167-169 Great Portland Street, Fifth Floor, London, W1W 5PF, England
- Nature of business
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- Other software publishing (SIC 58290)
- Business and domestic software development (SIC 62012)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ivan Semenov | Director | Aug 1984 | 14 Dec 2023 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
−£2,840
No earlier figure to compare
Cash at bank
£4,280
No earlier figure to compare
Employees (average)
0
Same as 0
Owed within a year
£246
−96% from £5,604
Net assets are negative: on its last balance sheet the company owed £2,840 more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15352097. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Ray App’s history from the FCA register and Companies House, newest first.
2024
2 July 2024
- Became an introducer appointed representative
FCA register
2023
14 December 2023
- Incorporated at Companies House
- Ivan Semenov took control (75–100% of shares)
- Ivan Semenov appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Ray App
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ray App
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- Every company its directors have run, named
- 2 background checks on its contact details, 1 flagged
- All 4 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk