Reading Money Limited

Reference number: 795534

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When reading-money.co.uk first appeared online, and whether it can receive email
  • What kind of line 07806 478561 is
  • Who else gives the postcode RG7 3TS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cardiff Money Limited Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10760696
Company status
Active
Company type
Private limited company
Incorporated
9 May 2017 (9 years old)
Registered office
26 Croft Road, Mortimer, Reading, Berkshire, RG7 3TS, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Lauren Marie Taylor Director Sep 1991 24 Jan 2020 1 other company
David Taylor Director Jan 1964 7 Sep 2025 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Total equity

£11.3k

Up £31.9k from −£20.6k

Cash at bank

£23.2k

−8.5% from £25.3k

Employees (average)

0

Same as 0

Owed within a year

£11.9k

−74% from £46.0k

Total equity

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10760696. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Reading Money’s history from the FCA register and Companies House, newest first.

Key events (11) All events (23)

2021

29 June 2021

  • David Taylor became a part-owner (25–50% of shares)

Companies House

28 June 2021

  • Scott Thorpe no longer has significant control

Companies House

2020

29 January 2020

  • Lauren Marie Taylor became a part-owner (25–50% of shares)

Companies House

24 January 2020

  • Board replaced: its only director left and 2 new directors took over

Companies House

10 January 2020

  • Changed its registered name from "Cardiff Money Limited"

FCA register

2019

19 July 2019

  • Daniel Charles Yeo stopped being a part-owner

Companies House

2018

29 March 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

25 May 2017

  • Daniel Charles Yeo became a part-owner (25–50% of shares)

Companies House

9 May 2017

  • Incorporated at Companies House
  • Scott Thorpe gained significant control

Companies House

In the full report: all 23 events

  • All 23 events in its history (11 shown here)
  • Every director appointment and resignation: 10
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Firms like Reading Money

Other firms of the same type (mortgage adviser or broker), nearest first.

In Reading

Fortune Investment Group LimitedReadingAuthorisedLandlord Mortgages LimitedReadingAuthorisedMasterplan Financial ServicesReadingAuthorisedNicholas MisonReadingAuthorisedAlice HaleReadingAppointed representativeAmir KharkowaReadingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Reading Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 23 events in its history

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Frequently asked questions about this firm

Is Reading Money Limited FCA authorised?
Yes, Reading Money Limited (FRN 795534) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2018 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Reading Money’s phone number and website?
The FCA register lists the phone number 07806 478561 and the website reading-money.co.uk for Reading Money. If you were given different contact details, use these to check with the firm before going any further.
Is Reading Money a scam or clone?
Reading Money is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Reading Money?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Reading Money to the Financial Ombudsman Service, free of charge.
Who owns Reading Money?
Companies House lists 2 people with significant control of Reading Money: Mr David Taylor (25–50% of shares) and Miss Lauren Marie Taylor (25–50% of shares). Before that, it was controlled by Mr Scott Thorpe and Mr Daniel Charles Yeo.
Who runs Reading Money?
Companies House lists 2 directors of Reading Money: Lauren Marie Taylor and David Taylor.
How long has Reading Money been in business?
The company was formed on 9 May 2017, and has held its current FCA authorisation since March 2018.
What do Reading Money’s latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of £11.3k (up £31.9k from −£20.6k) and cash at bank of £23.2k (−8.5% from £25.3k).
Does Reading Money use any other names?
It has previously used the name Cardiff Money Limited.

Sources and links

The full report on Reading Money Limited

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