Alice Hale

Reference number: 956899

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Appointed representative

Alice Hale does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Beneficial Ltd Reference number: 736655 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Alice Hale (FRN 956899) is an AR of Beneficial Ltd (FRN 736655). When you use Alice Hale's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Alice Hale, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07522 259189

  • Address

    Between Ways, Bath Road, Padworth, Reading, West Berkshire, RG7 5HR, United Kingdom

In the full report: 2 background checks

  • What kind of line 07522 259189 is
  • Who else gives the postcode RG7 5HR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ultimate Mortgage Solutions Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Beneficial Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Alice Hale’s history from the FCA register and Companies House, newest first.

2021

15 August 2021

  • Became an appointed representative
  • Began trading as "Ultimate Mortgage Solutions"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Alice Hale

Other FCA-listed firms that share a director, phone number or address with Alice Hale. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Alice Hale

Other firms of the same type (mortgage adviser or broker), nearest first.

In Reading

Amir KharkowaReadingAppointed representativeAssist Mortgages LtdReadingAppointed representativeChristopher Alan PownallReadingAppointed representativeDCW Mortgage & Financial Solutions LimitedReadingAppointed representativeDolphin Mortgage Advice LtdReadingAppointed representativeDSMN LimitedReadingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Alice Hale

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Alice Hale FCA authorised?
Alice Hale (FRN 956899) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Alice Hale?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Alice Hale (FRN 956899) is an AR of Beneficial Ltd (FRN 736655). When you use Alice Hale's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Alice Hale, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Alice Hale’s phone number?
The FCA register lists the phone number 07522 259189 for Alice Hale. If you were given different contact details, use these to check with the firm before going any further.
Is Alice Hale a scam or clone?
Alice Hale is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Alice Hale?
Protection works through Beneficial Ltd, the principal firm responsible for Alice Hale's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Alice Hale use any other names?
It trades as Ultimate Mortgage Solutions.

Sources and links

The full report on Alice Hale

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