DCW Mortgage & Financial Solutions Limited

Reference number: 1010418

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • DCW Mortgage & Financial Solutions Limited (FRN 1010418) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use DCW Mortgage & Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from DCW Mortgage & Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07825 561866

  • Address

    24 Barker Close, Arborfield, Reading, Wokingham, RG2 9NQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07825 561866 is
  • Who else gives the postcode RG2 9NQ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
30 January 2024 (2 years old)
Registered office
24 Barker Close, Arborfield, Reading, Berkshire, RG2 9NQ, United Kingdom
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
David Charles Willis Director Jul 1967 30 Jan 2024 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£15.1k

+153% from £5,993

Employees (average)

1

Same as 1

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15452116. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

DCW Mortgage & Financial Solutions’s history from the FCA register and Companies House, newest first.

2024

2 March 2024

  • Became an appointed representative

FCA register

30 January 2024

  • Incorporated at Companies House
  • David Charles Willis took control (75–100% of shares)
  • David Charles Willis appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like DCW Mortgage & Financial Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Reading

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on DCW Mortgage & Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is DCW Mortgage & Financial Solutions Limited FCA authorised?
DCW Mortgage & Financial Solutions Limited (FRN 1010418) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for DCW Mortgage & Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. DCW Mortgage & Financial Solutions Limited (FRN 1010418) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use DCW Mortgage & Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from DCW Mortgage & Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is DCW Mortgage & Financial Solutions’ phone number?
The FCA register lists the phone number 07825 561866 for DCW Mortgage & Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is DCW Mortgage & Financial Solutions a scam or clone?
DCW Mortgage & Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with DCW Mortgage & Financial Solutions?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for DCW Mortgage & Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns DCW Mortgage & Financial Solutions?
Companies House lists one person with significant control of DCW Mortgage & Financial Solutions: Mr David Charles Willis (75–100% of shares).
Who runs DCW Mortgage & Financial Solutions?
Companies House lists one director of DCW Mortgage & Financial Solutions: David Charles Willis.
How long has DCW Mortgage & Financial Solutions been in business?
The company was formed on 30 January 2024.
What do DCW Mortgage & Financial Solutions’ latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £15.1k (+153% from £5,993).

Sources and links

The full report on DCW Mortgage & Financial Solutions Limited

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