Real Life Options Group: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 4 years
Protected through the principal
No FCA actions
Active company since 1992

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Real Life Options Group (FRN 975368) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Real Life Options Group.
Example: if Real Life Options Group refers you to a financial adviser, the advice should come from the principal firm, not from Real Life Options Group itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07726 995987
Address

David Wandless House, A1 Business Park, Knottingley Road, Knottingley, West Yorkshire, WF11 0BU, United Kingdom

In the full report: 2 background checks

What kind of line 07726 995987 is
Who else gives the postcode WF11 0BU

FCA permissions and consumer protection

Protection through the principal firm
Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: REAL LIFE OPTIONS
Company number: 02699638 (opens Companies House in a new tab)
Company status: Active
Company type: Private company limited by guarantee
Incorporated: 23 March 1992 (34 years old)
Registered office: Matches the FCA register address ✓
Nature of business: Residential care activities for the elderly and disabled (SIC 87300)
Social work activities without accommodation for the elderly and disabled (SIC 88100)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David Wilkin	Director	Aug 1957	3 Mar 2003	9 other companies
Colin Ronald Mccorkindale	Director	Mar 1965	19 Oct 2020	None
Charles Andrew Maltby	Director	Jun 1964	19 Oct 2020	None
Jean Trench	Director	Oct 1964	8 Sep 2025	10 other companies
Anna Elzbieta Rymarczyk	Director	Sep 1983	8 Sep 2025	None
Andrew Graham Pope	Director	Aug 1984	8 Sep 2025	None
Emma Louise Springer	Director	Mar 1971	8 Sep 2025	None

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 19
closed down: 3
still active: 16

In the full report: all 19 companies, named

What each company does, and whether it is still trading
Which of these 7 directors sit on each board, and since when
Any that went into liquidation or administration
All 50 people who have ever been directors, with their dates

Key dates in its history

Real Life Options Group’s history from the FCA register and Companies House, newest first.

Key events (2) All events (95)

2022

9 May 2022

Became an introducer appointed representative

FCA register

1992

23 March 1992

Incorporated at Companies House

Companies House

In the full report: all 95 events

All 95 events in its history (2 shown here)
Every director appointment and resignation: 93

Get the full report on Real Life Options Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

19 other companies its directors have run, named
2 background checks on its contact details
All 95 events in its history

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Frequently asked questions about this firm

Is Real Life Options Group FCA authorised?

Real Life Options Group (FRN 975368) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Real Life Options Group?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Real Life Options Group (FRN 975368) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Real Life Options Group. Example: if Real Life Options Group refers you to a financial adviser, the advice should come from the principal firm, not from Real Life Options Group itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Real Life Options Group’s phone number?

The FCA register lists the phone number 07726 995987 for Real Life Options Group. If you were given different contact details, use these to check with the firm before going any further.

Is Real Life Options Group a scam or clone?

Real Life Options Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Real Life Options Group?

Protection works through SME HCI Limited, the principal firm responsible for Real Life Options Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who runs Real Life Options Group?

Companies House lists 7 directors of Real Life Options Group: David Wilkin, Colin Ronald McCorkindale, Charles Andrew Maltby, Jean Trench, Anna Elzbieta Rymarczyk, Andrew Graham Pope and 1 more.

How long has Real Life Options Group been in business?

The company was formed on 23 March 1992.