Real Money Services Limited

Reference number: 915269

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 2 things worth a closer look

  • When realmoneytransfer.com first appeared online, and whether it can receive email
  • What kind of line 020 8004 5598 is
  • Whether E14 5NR is a shared office: 24 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Real Money Trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09185294
Company status
Active
Company type
Private limited company
Incorporated
21 August 2014 (12 years old)
Registered office
Level 18 40 Bank Street, London, E14 5NR, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Jackson Roque Pereira Director Sep 1976 27 Jun 2018 10 other companies
Helena Paloschi Director Mar 1977 7 Jan 2020 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
7
went insolvent
1

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • The 3 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

18 months to 30 June 2025Micro-entity accountsNot audited

Net assets

£23.0k

−84% from £148k

Employees (average)

2

Same as 2

Owed within a year

£1.36m

+351% from £302k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09185294. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Real Money Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (13)

2020

28 February 2020

  • Regulated by the FCA from this date
  • Became an authorised payment institution

FCA register

2016

1 September 2016

  • Helena Paloschi took control (75–100% of shares)

Companies House

2014

21 August 2014

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (4 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Real Money Services

Other FCA-listed firms that share a director, phone number or address with Real Money Services. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Real Money Services

Other firms of the same type (payment or money transfer firm), nearest first.

In London

StoneX Financial LtdLondonAuthorisedReal Transfer LimitedLondonAuthorisedOnafriq UK LimitedLondonAuthorisedDaytona Capital Management LimitedLondonAuthorisedSable International FX LimitedLondonAuthorisedTrolley Payments UK LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Real Money Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details, 2 flagged
  • 6 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Real Money Services Limited FCA authorised?
Yes, Real Money Services Limited (FRN 915269) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2020 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Real Money Services’ phone number and website?
The FCA register lists the phone number 020 8004 5598 and the website realmoneytransfer.com for Real Money Services. If you were given different contact details, use these to check with the firm before going any further.
Is Real Money Services a scam or clone?
Real Money Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Real Money Services?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Real Money Services to the Financial Ombudsman Service, free of charge.
Who owns Real Money Services?
Companies House lists one person with significant control of Real Money Services: Ms Helena Paloschi (75–100% of shares).
Who runs Real Money Services?
Companies House lists 2 directors of Real Money Services: Jackson Roque Pereira and Helena Paloschi.
How long has Real Money Services been in business?
The company was formed on 21 August 2014, and has held its current FCA authorisation since February 2020.
What do Real Money Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £23.0k (−84% from £148k).
Does Real Money Services use any other names?
It trades as Real Money.

Sources and links

The full report on Real Money Services Limited

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