ReAssure Limited

Reference number: 110495

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When reassure.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 073 1777 is, and the 3 other firms that give it
  • Who else gives the postcode TF3 4NB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Windsor Life Assurance Company Limited Former name

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Accepting Deposits
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Carrying out contracts of insurance
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Effecting contracts of insurance
  • Entering into a home reversion plan
  • Establishing, operating or winding up a stakeholder pension scheme
  • Establishing/operating/winding up a personal pension scheme
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments
  • Managing investments
  • Safeguarding and administration of assets (without arranging)

Limits on what they may do

  • Activities only in respect of long term insurance.
    The firm may only carry on listed activities in respect of the investments specified for the purpose of its long term insurance business.
One supervisory condition set by the FCA

These are conditions the FCA places on the firm itself, covering things like capital it must hold and what it must report. They do not change what the firm may do for you.

  • Respectability capital management requirement
    ) The non-profit fund of Windsor Life must be managed to maintain a level of free assets in excess of the Enhanced Capital Requirement at least equal to the amount determined as Respectability Capital, at all times. (2) Respectability Capital means a level of capital over and above the Enhanced Capital Requirement as determined using the methodology as set out in paragraph 7.2 of the Actuarial Function Holder of Windsor Life Assurance Company Limited's Report in respect of the proposed Scheme to transfer the long-term businesses of NM Pensions Limited, NM Life Limited to Windsor Life Assurance, dated 13 September 2007. (3) Windsor Life will not make any material change to the methodology described in (2) above without prior consultation with the FSA. (4) A review of the appropriate level of Respectability Capital will be carried out at least annually, or following any major transaction, or restructuring of the business. (5) The level of Respectability Capital will be a fixed amount that will not vary until the next review. Any material changes to the level of Respectability Capital determined to be necessary following such review must be notified to the FSA. (6) Enhanced Capital Requirement means the amount of Capital Resources that an insurer must hold as set out in GENPRU 2.1.38R -to GENPRU 2.1.39G

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
215
upheld, against a 31% median
41%
about pensions
176

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00754167
Company status
Active
Company type
Private limited company
Incorporated
20 March 1963 (63 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Life insurance (SIC 65110)
  • Pension funding (SIC 65300)

Directors and company secretaries

Name Role Born Appointed Other companies
Rosemary Harris Director Jan 1958 1 Jan 2022 66 other companies
Timothy Walter Harris Director Apr 1969 1 May 2022 1 other company
Andrew David Briggs Director Mar 1966 1 Oct 2022 63 other companies
Karin Alexandra Cook Director Aug 1966 1 May 2024 6 other companies
Martin John Muir Director Jan 1967 1 Jan 2025 9 other companies
Mark Julian Gregory Director Aug 1963 25 Aug 2025 40 other companies
Nicolaos Andreas Nicandrou Director Aug 1965 8 May 2026 1 other company
PEARL GROUP SECRETARIAT SERVICES LTD Corporate secretary Not published 22 Jul 2020 –

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
149
closed down
56
went insolvent
1

In the full report: all 149 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 34 on the FCA register, including one no longer authorised
  • The 22 companies these 7 directors run together
  • All 71 people who have ever been directors, with their dates
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Key dates in its history

ReAssure’s history from the FCA register and Companies House, newest first.

Key events (11) All events (146)

2016

6 April 2016

  • Reassure Midco Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2011

2 December 2011

  • Changed its registered name from "Windsor Life Assurance Company Limited"

FCA register

2010

7 April 2010

  • FCA imposed a requirement (Respectability capital management requirement)

FCA register

2004

24 August 2004

  • Board replaced: all 4 directors left and 7 new directors took over

Companies House

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • FCA imposed a requirement (Activities only in respect of long term insurance.)
  • Became authorised by the FCA

FCA register

1963

20 March 1963

  • Incorporated at Companies House

Companies House

1901

1 January 1901

  • Supervised by HM Treasury under the money laundering rules from this date

FCA register

In the full report: all 146 events

  • All 146 events in its history (11 shown here)
  • Every director appointment and resignation: 130
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Firms connected to ReAssure

Other FCA-listed firms that share a director, phone number or address with ReAssure. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
9
share a director
7
share its phone number
3

In the full report: all 9 connected firms, named

  • How each is linked: shared directors (7), the same phone number (3), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 5 past links through former directors
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Firms like ReAssure

Other firms of the same type (insurer), nearest first.

In the Telford (TF) postcode area

ReAssure Life LimitedShropshireAuthorised

Elsewhere in the UK

Chubb European Group SELondonAuthorisedRAC Insurance LimitedWalsallAuthorisedGreat Lakes Insurance UK LimitedLondonAuthorisedAviva Insurance LimitedNorwichAuthorisedAviva Life & Pensions UK LimitedYorkAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on ReAssure

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 149 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 146 events in its history
  • 9 connected firms, named, and who links them

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Frequently asked questions about this firm

Is ReAssure Limited FCA authorised?
Yes, ReAssure Limited (FRN 110495) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as an insurer. The FCA has placed a limit on what it may do.
What is ReAssure’s phone number and website?
The FCA register lists the phone number 0800 073 1777 and the website reassure.co.uk for ReAssure. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.
Is ReAssure a scam or clone?
ReAssure is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with ReAssure?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about ReAssure to the Financial Ombudsman Service, free of charge.
Who owns ReAssure?
ReAssure is owned by Reassure Midco Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs ReAssure?
Companies House lists 7 directors of ReAssure: Rosemary Harris, Timothy Walter Harris, Andrew David Briggs, Karin Alexandra Cook, Martin John Muir, Mark Julian Gregory and 1 more.
How long has ReAssure been in business?
The company was formed on 20 March 1963, and has held its current FCA authorisation since December 2001.
How many complaints does ReAssure get?
In January–June 2025, the Financial Ombudsman Service received 215 new complaints about ReAssure, and upheld 41% of those it decided.
Does ReAssure use any other names?
It has previously used the name Windsor Life Assurance Company Limited.

Sources and links

The full report on ReAssure Limited

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