Red Deer Mortgages and Protection Limited

Reference number: 1060442

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Red Deer Mortgages and Protection Limited (FRN 1060442) is an AR of HL Partnership Limited (FRN 303397). When you use Red Deer Mortgages and Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Red Deer Mortgages and Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07766 521440

  • Address

    21 Foord Road, Hedge End, Southampton, Hampshire, SO30 0DB, United Kingdom

In the full report: 2 background checks

  • What kind of line 07766 521440 is
  • Who else gives the postcode SO30 0DB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Red Deer Mortgages Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 June 2026 (less than a year old)
Registered office
Unit 36 Silk Mill Industrial Estate, Brook Street, Tring, HP23 5EF, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Polly Dyer Director Nov 1977 20 Jun 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Red Deer Mortgages and Protection’s history from the FCA register and Companies House, newest first.

2026

17 July 2026

  • Became an appointed representative
  • Began trading as "Red Deer Mortgages"

FCA register

20 June 2026

  • Incorporated at Companies House
  • Polly Dyer took control (75–100% of shares)
  • Polly Dyer appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Red Deer Mortgages and Protection

Other firms of the same type (mortgage adviser or broker), nearest first.

In Southampton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Red Deer Mortgages and Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Red Deer Mortgages and Protection Limited FCA authorised?
Red Deer Mortgages and Protection Limited (FRN 1060442) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Red Deer Mortgages and Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Red Deer Mortgages and Protection Limited (FRN 1060442) is an AR of HL Partnership Limited (FRN 303397). When you use Red Deer Mortgages and Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Red Deer Mortgages and Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Red Deer Mortgages and Protection’s phone number?
The FCA register lists the phone number 07766 521440 for Red Deer Mortgages and Protection. If you were given different contact details, use these to check with the firm before going any further.
Is Red Deer Mortgages and Protection a scam or clone?
Red Deer Mortgages and Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Red Deer Mortgages and Protection?
Protection works through HL Partnership Limited, the principal firm responsible for Red Deer Mortgages and Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Red Deer Mortgages and Protection?
Companies House lists one person with significant control of Red Deer Mortgages and Protection: Miss Polly Dyer (75–100% of shares).
Who runs Red Deer Mortgages and Protection?
Companies House lists one director of Red Deer Mortgages and Protection: Polly Dyer.
How long has Red Deer Mortgages and Protection been in business?
The company was formed on 20 June 2026.
Does Red Deer Mortgages and Protection use any other names?
It trades as Red Deer Mortgages.

Sources and links

The full report on Red Deer Mortgages and Protection Limited

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