RedRiff Underwriting Limited

Reference number: 1008765

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RedRiff Underwriting Limited (FRN 1008765) is an AR of Statera Managing Agency Limited (FRN 1032701). When you use RedRiff Underwriting's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RedRiff Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7123 5255

  • Address

    The Hallmark Building, 2nd Floor, 52-56 Leadenhall Street, London, City Of London, EC3A 2BJ, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 020 7123 5255 is, and the other firm that gives it
  • Whether EC3A 2BJ is a shared office: 49 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • RedRiff Agency Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Statera Managing Agency Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 November 2023 (2 years old)
Registered office
The Hallmark Building, 2nd Floor, 52-56 Leadenhall Street, London, EC3A 2BJ, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
John Paul Cavanagh Director Oct 1958 7 Nov 2023 None
Heather Elizabeth Marsden Director Oct 1974 7 Nov 2023 15 other companies
Paul Michael Rayner Director Jul 1978 7 Nov 2023 22 other companies
Peter Wilkins Director Jan 1970 22 May 2024 None
Heather Elizabeth Marsden Secretary Not published 7 Nov 2023 –
Shamsun Naher Secretary Not published 7 Nov 2023 –
Tamara Chabe Secretary Not published 1 Aug 2025 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
28
closed down
2
are FCA-registered
12

In the full report: all 28 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 12 on the FCA register
  • The 9 companies these 4 directors run together
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Key dates in its history

RedRiff Underwriting’s history from the FCA register and Companies House, newest first.

2024

16 April 2024

  • Changed its registered name from "RedRiff Agency Limited"

FCA register

23 February 2024

  • Became an appointed representative

FCA register

2023

7 November 2023

  • Incorporated at Companies House
  • Octave Specialty Limited took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms connected to RedRiff Underwriting

Other FCA-listed firms that share a director, phone number or address with RedRiff Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
11
share a director
11
share its phone number
1

In the full report: all 11 connected firms, named

  • How each is linked: shared directors (11), the same phone number (1), the same postcode (11)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like RedRiff Underwriting

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RedRiff Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 28 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • All 8 events in its history
  • 11 connected firms, named, and who links them

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Frequently asked questions about this firm

Is RedRiff Underwriting Limited FCA authorised?
RedRiff Underwriting Limited (FRN 1008765) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RedRiff Underwriting?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RedRiff Underwriting Limited (FRN 1008765) is an AR of Statera Managing Agency Limited (FRN 1032701). When you use RedRiff Underwriting's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RedRiff Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RedRiff Underwriting’s phone number?
The FCA register lists the phone number 020 7123 5255 for RedRiff Underwriting. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is RedRiff Underwriting a scam or clone?
RedRiff Underwriting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RedRiff Underwriting?
Protection works through Statera Managing Agency Limited, the principal firm responsible for RedRiff Underwriting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns RedRiff Underwriting?
RedRiff Underwriting is owned by Octave Specialty Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 7 November 2023.
Who runs RedRiff Underwriting?
Companies House lists 4 directors of RedRiff Underwriting: John Paul Cavanagh, Heather Elizabeth Marsden, Paul Michael Rayner and Peter Wilkins.
How long has RedRiff Underwriting been in business?
The company was formed on 7 November 2023.
Does RedRiff Underwriting use any other names?
It has previously used the name RedRiff Agency Limited.

Sources and links

The full report on RedRiff Underwriting Limited

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