Reed Financial Planning Limited

Reference number: 590071

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When reedfinancialplanning.co.uk first appeared online, and whether it can receive email
  • What kind of line 01968 662900 is
  • Who else gives the postcode EH46 7EE
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC431746
Company status
Active
Company type
Private limited company
Incorporated
3 September 2012 (14 years old)
Registered office
Radleigh House 1 Golf Road, Clarkston, Glasgow, G76 7HU
Nature of business
  • Fund management activities (SIC 66300)

Directors and company secretaries

Name Role Born Appointed Other companies
John Henry Reed Director Oct 1967 4 Sep 2012 4 other companies
Juliet Harrison Director Feb 1974 29 Jul 2026 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
still active
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£311k

−21% from £392k

Cash at bank

£343k

−11% from £384k

Employees (average)

5

−17% from 6

Owed within a year

£128k

+8.7% from £118k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC431746. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Reed Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (7) All events (17)

2025

8 May 2025

  • Elisabeth Reed stopped being a part-owner

Companies House

2016

1 July 2016

  • Elisabeth Reed became a part-owner (25–50% of shares)
  • John Henry Reed took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2 January 2013

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2012

3 September 2012

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (7 shown here)
  • Every director appointment and resignation: 6
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Firms like Reed Financial Planning

Other firms of the same type (lender), nearest first.

In the Edinburgh (EH) postcode area

Tesco Personal Finance LimitedEdinburghAuthorisedBathgate Golf ClubBathgateAuthorisedEast Lothian Investments LimitedHaddingtonAuthorisedPawel MajdanBathgateAuthorisedRavenstone Financial LtdEdinburghAuthorisedRutherford Finance LimitedEdinburghAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Reed Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Reed Financial Planning Limited FCA authorised?
Yes, Reed Financial Planning Limited (FRN 590071) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2013 and works as a lender. The FCA has placed no limits on its permissions.
What is Reed Financial Planning’s phone number and website?
The FCA register lists the phone number 01968 662900 and the website reedfinancialplanning.co.uk for Reed Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Reed Financial Planning a scam or clone?
Reed Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Reed Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Reed Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Reed Financial Planning?
Companies House lists one person with significant control of Reed Financial Planning: Mr John Henry Reed (75–100% of shares). Before that, it was controlled by Mrs Elisabeth Reed.
Who runs Reed Financial Planning?
Companies House lists 2 directors of Reed Financial Planning: John Henry Reed and Juliet Harrison.
How long has Reed Financial Planning been in business?
The company was formed on 3 September 2012, and has held its current FCA authorisation since January 2013.
What do Reed Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £311k (−21% from £392k) and cash at bank of £343k (−11% from £384k).

Sources and links

The full report on Reed Financial Planning Limited

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