Reeds Financial Limited

Reference number: 1058826

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When reedsfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 07971 034029 is
  • Who else gives the postcode ME3 9AA
Instant PDF download

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12656133
Company status
Active
Company type
Private limited company
Incorporated
9 June 2020 (6 years old)
Registered office
3 Main Road, Hoo St Werburgh, Rochester, Kent, ME3 9AA, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Ricky Dosanjh Director Nov 1983 9 Jun 2020 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£4,238

−13% from £4,874

Employees (average)

1

Same as 1

The accounts for the year to 30 June 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £76.1k, for the year to 30 June 2023.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12656133. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Reeds Financial’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2026

14 September 2026

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2020

9 June 2020

  • Incorporated at Companies House
  • Ricky Dosanjh took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Firms connected to Reeds Financial

Other FCA-listed firms that share a director, phone number or address with Reeds Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Reeds Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Rochester

Fennel Financial Services LtdRochesterAuthorisedGreendeal Financial Services LimitedRochesterAuthorisedHenchurch Lane Financial Services LtdRochesterAuthorisedCapital Assure LtdRochesterAppointed representativeEdward LeeRochesterAppointed representativeMartin BellRochesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Reeds Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 7 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Reeds Financial Limited FCA authorised?
Yes, Reeds Financial Limited (FRN 1058826) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2026 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Reeds Financial’s phone number and website?
The FCA register lists the phone number 07971 034029 and the website reedsfinancial.co.uk for Reeds Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Reeds Financial a scam or clone?
Reeds Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Reeds Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Reeds Financial to the Financial Ombudsman Service, free of charge.
Who owns Reeds Financial?
Companies House lists one person with significant control of Reeds Financial: Mr Ricky Dosanjh (75–100% of shares).
Who runs Reeds Financial?
Companies House lists one director of Reeds Financial: Ricky Dosanjh.
How long has Reeds Financial been in business?
The company was formed on 9 June 2020, and has held its current FCA authorisation since September 2026.
What do Reeds Financial’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £4,238 (−13% from £4,874).

Sources and links

The full report on Reeds Financial Limited

£19.99 · Instant PDF download

Loading secure checkout…