Reflect Clinic Limited

Reference number: 1052328

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Chrysalis Finance Limited Reference number: 631193 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • REFLECT CLINIC LIMITED (FRN 1052328) is an AR of Chrysalis Finance Limited (FRN 631193). When you use REFLECT CLINIC's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from REFLECT CLINIC, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When reflectclinic.co.uk first appeared online, and whether it can receive email
  • What kind of line 07809 345232 is
  • Who else gives the postcode WA14 1HY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09171212
Company status
Active
Company type
Private limited company
Incorporated
12 August 2014 (12 years old)
Registered office
64 Barrington Road, Altrincham, Greater Manchester, WA14 1HY, England
Nature of business
  • Specialists medical practice activities (SIC 86220)

Directors and company secretaries

Name Role Born Appointed Other companies
Gerard Francis Lambe Director Jul 1972 12 Aug 2014 None
Joanna Lambe Director Feb 1970 12 Aug 2014 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£72.5k

−33% from £108k

Cash at bank

£121k

−12% from £137k

Employees (average)

4

+33% from 3

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09171212. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Reflect Clinic’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2026

26 February 2026

  • Became an appointed representative

FCA register

2016

12 August 2016

  • Gerard Francis Lambe became the majority owner (50–75% of shares)
  • Joanna Lambe became a part-owner (25–50% of shares)

Companies House

2014

12 August 2014

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Reflect Clinic

Other firms of the same type (dental or medical practice), nearest first.

In Altrincham

Capital Care Manchester LimitedAltrinchamAppointed representativeDental Aesthetica LtdAltrinchamAppointed representativeHale Dental Clinic LtdAltrinchamAppointed representativeHale HC LTDAltrinchamAppointed representativeKissdental Altrincham LtdAltrinchamAppointed representativeMere Aesthetic Clinic LimitedAltrinchamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Reflect Clinic

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Reflect Clinic Limited FCA authorised?
Reflect Clinic Limited (FRN 1052328) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Reflect Clinic?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Reflect Clinic Limited (FRN 1052328) is an AR of Chrysalis Finance Limited (FRN 631193). When you use Reflect Clinic's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Reflect Clinic, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Reflect Clinic’s phone number and website?
The FCA register lists the phone number 07809 345232 and the website reflectclinic.co.uk for Reflect Clinic. If you were given different contact details, use these to check with the firm before going any further.
Is Reflect Clinic a scam or clone?
Reflect Clinic is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Reflect Clinic?
Protection works through Chrysalis Finance Limited, the principal firm responsible for Reflect Clinic's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Reflect Clinic?
Companies House lists 2 people with significant control of Reflect Clinic: Mr Gerard Francis Lambe (50–75% of shares) and Mrs Joanna Lambe (25–50% of shares).
Who runs Reflect Clinic?
Companies House lists 2 directors of Reflect Clinic: Gerard Francis Lambe and Joanna Lambe.
How long has Reflect Clinic been in business?
The company was formed on 12 August 2014.
What do Reflect Clinic’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £72.5k (−33% from £108k) and cash at bank of £121k (−12% from £137k).

Sources and links

The full report on Reflect Clinic Limited

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