Refuaid Ltd
Reference number: 999288
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 31 October 2025
- On its latest accounts it owed £3,962 more than it owned
Responsible principal firm
East Lancashire Moneyline (IPS) Limited Reference number: 660597 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- REFUAID LTD (FRN 999288) is an AR of East Lancashire Moneyline (IPS) Limited (FRN 660597). When you use REFUAID's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from REFUAID, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
24 Hampton Court Avenue, East Molesey, Surrey, KT8 0BQ, United Kingdom
In the full report: 3 background checks
- When refuaid.org first appeared online, and whether it can receive email
- What kind of line 07469 884564 is
- Who else gives the postcode KT8 0BQ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through East Lancashire Moneyline (IPS) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10993659 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 October 2017 (9 years old)
- Registered office
- Not Available
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
- Other education not elsewhere classified (SIC 85590)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Tamsyn Alice Angelet Brewster | Director | Mar 1975 | 3 Oct 2017 | 3 other companies |
| Anna Jones | Director | Jul 1990 | 3 Oct 2017 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 2
- still active
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
−£3,962
No earlier figure to compare
Owed within a year
£8,515
−43% from £15.0k
Net assets are negative: on its last balance sheet the company owed £3,962 more than it owned.
Total equity
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10993659. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Refuaid’s history from the FCA register and Companies House, newest first.
2023
7 July 2023
- Became an appointed representative
FCA register
2017
3 October 2017
- Incorporated at Companies House
- Anna Jones appointed as a director
- Tamsyn Alice Angelet Brewster appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Refuaid
Other firms of the same type (credit broker), nearest first.
In East Molesey
In the Kingston upon Thames (KT) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Refuaid
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 4 events in its history
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Frequently asked questions about this firm
Is Refuaid Ltd FCA authorised?
What does appointed representative mean for Refuaid?
What is Refuaid’s phone number and website?
Is Refuaid a scam or clone?
Is my money safe with Refuaid?
Who runs Refuaid?
How long has Refuaid been in business?
What do Refuaid’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk