Residential Mortgage Services Limited

Reference number: 912183

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07962 176182

  • Address

    17 Station Street, Kirkby-in-Ashfield, Nottinghamshire, NG17 7AQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07962 176182 is
  • Who else gives the postcode NG17 7AQ
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 September 2017 (9 years old)
Registered office
17 Station Street, Kirkby-In-Ashfield, Nottingham, NG17 7AQ, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
David Joseph Varley Director Jan 1965 4 Sep 2017 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£5,524

+1.1% from £5,465

Cash at bank

£4,027

−39% from £6,583

Employees (average)

1

−50% from 2

Owed within a year

£5,641

−16% from £6,696

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10945080. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Residential Mortgage Services’s history from the FCA register and Companies House, newest first.

2024

12 August 2024

  • Amanda Valerie Smith stopped being a part-owner

Companies House

2020

29 May 2020

  • Amanda Valerie Smith became a part-owner (25–50% of shares)

Companies House

6 March 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

4 September 2017

  • Incorporated at Companies House
  • David Joseph Varley took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Residential Mortgage Services

Other FCA-listed firms that share a director, phone number or address with Residential Mortgage Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past link
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Residential Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Nottingham (NG) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Residential Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Residential Mortgage Services Limited FCA authorised?
Yes, Residential Mortgage Services Limited (FRN 912183) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2020 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Residential Mortgage Services’ phone number?
The FCA register lists the phone number 07962 176182 for Residential Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Residential Mortgage Services a scam or clone?
Residential Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Residential Mortgage Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Residential Mortgage Services to the Financial Ombudsman Service, free of charge.
Who owns Residential Mortgage Services?
Companies House lists one person with significant control of Residential Mortgage Services: Mr David Joseph Varley (75–100% of shares). Before that, it was controlled by Miss Amanda Valerie Smith.
Who runs Residential Mortgage Services?
Companies House lists one director of Residential Mortgage Services: David Joseph Varley.
How long has Residential Mortgage Services been in business?
The company was formed on 4 September 2017, and has held its current FCA authorisation since March 2020.
What do Residential Mortgage Services’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £5,524 (+1.1% from £5,465) and cash at bank of £4,027 (−39% from £6,583).

Sources and links

The full report on Residential Mortgage Services Limited

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