Rest Capital Limited

Reference number: 1052346

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Acts as a payment agent

This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.

Responsible principal firm

Yapily Connect LTD Reference number: 827001 Authorised View firm →

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rest.capital first appeared online, and whether it can receive email
  • What kind of line 07875 445041 is
  • Who else gives the postcode NW10 5DZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Rest Trading name

Past FCA permissions and consumer protection

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16621533
Company status
Active
Company type
Private limited company
Incorporated
1 August 2025 (1 year old)
Registered office
2 Old Yard, London, NW10 5DZ, England
Nature of business
  • Business and domestic software development (SIC 62012)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Joseph Frank Kemsley Director Apr 1994 1 Aug 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Rest Capital’s history from the FCA register and Companies House, newest first.

2026

25 February 2026

  • Status on the FCA register became "PSD Agent"
  • Began trading as "Rest"

FCA register

2025

1 August 2025

  • Incorporated at Companies House
  • Joseph Frank Kemsley took control (75–100% of shares)
  • Joseph Frank Kemsley appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Get the full report on Rest Capital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Rest Capital Limited FCA authorised?
Rest Capital Limited (FRN 1052346) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
What is Rest Capital’s phone number and website?
The FCA register lists the phone number 07875 445041 and the website rest.capital for Rest Capital. If you were given different contact details, use these to check with the firm before going any further.
Is Rest Capital a scam or clone?
Rest Capital is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rest Capital?
Rest Capital is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Who owns Rest Capital?
Companies House lists one person with significant control of Rest Capital: Mr Joseph Frank Kemsley (75–100% of shares).
Who runs Rest Capital?
Companies House lists one director of Rest Capital: Joseph Frank Kemsley.
How long has Rest Capital been in business?
The company was formed on 1 August 2025.
Does Rest Capital use any other names?
It trades as Rest.

Sources and links

The full report on Rest Capital Limited

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