Rest Capital Limited

Reference number: 1051700

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Rest Capital Limited (FRN 1051700) is an AR of RISKSAVE TECHNOLOGIES LTD (FRN 775330). When you use Rest Capital's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Rest Capital, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    +440

  • Address

    11 Woodfield Road, London, Westminster, W9 2BA, United Kingdom

In the full report: 2 background checks

  • What kind of line +440 is
  • Who else gives the postcode W9 2BA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Risksave Technologies Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 August 2025 (1 year old)
Registered office
2 Old Yard, London, NW10 5DZ, England
Nature of business
  • Business and domestic software development (SIC 62012)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Joseph Frank Kemsley Director Apr 1994 1 Aug 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Rest Capital’s history from the FCA register and Companies House, newest first.

2026

20 March 2026

  • Became an appointed representative
  • Began trading as "Rest Capital"

FCA register

2025

1 August 2025

  • Incorporated at Companies House
  • Joseph Frank Kemsley took control (75–100% of shares)
  • Joseph Frank Kemsley appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Rest Capital

Other firms of the same type (financial adviser), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rest Capital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Rest Capital Limited FCA authorised?
Rest Capital Limited (FRN 1051700) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Rest Capital?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Rest Capital Limited (FRN 1051700) is an AR of RISKSAVE TECHNOLOGIES LTD (FRN 775330). When you use Rest Capital's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Rest Capital, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Rest Capital’s phone number?
The FCA register lists the phone number +440 for Rest Capital. If you were given different contact details, use these to check with the firm before going any further.
Is Rest Capital a scam or clone?
Rest Capital is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rest Capital?
Protection works through Risksave Technologies Ltd, the principal firm responsible for Rest Capital's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Rest Capital?
Companies House lists one person with significant control of Rest Capital: Mr Joseph Frank Kemsley (75–100% of shares).
Who runs Rest Capital?
Companies House lists one director of Rest Capital: Joseph Frank Kemsley.
How long has Rest Capital been in business?
The company was formed on 1 August 2025.

Sources and links

The full report on Rest Capital Limited

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