Richard Jones Mortgages Ltd

Reference number: 1034693

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RICHARD JONES MORTGAGES LTD (FRN 1034693) is an AR of Connect IFA Ltd (FRN 441505). When you use RICHARD JONES MORTGAGES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RICHARD JONES MORTGAGES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07493 381665

  • Address

    18 Winchs Garth, Staplehurst, Tonbridge, Kent, TN12 0QX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07493 381665 is
  • Who else gives the postcode TN12 0QX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Connect IFA Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 April 2025 (1 year old)
Registered office
128 City Road, London, EC1V 2NX, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Jones Director Sep 1980 28 Apr 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Richard Jones Mortgages’s history from the FCA register and Companies House, newest first.

2025

5 August 2025

  • Became an appointed representative

FCA register

28 April 2025

  • Incorporated at Companies House
  • Richard Jones took control (75–100% of shares)
  • Richard Jones appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Richard Jones Mortgages

Other firms of the same type (insurance broker), nearest first.

In Tonbridge

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Richard Jones Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Richard Jones Mortgages Ltd FCA authorised?
Richard Jones Mortgages Ltd (FRN 1034693) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Richard Jones Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Richard Jones Mortgages Ltd (FRN 1034693) is an AR of Connect IFA Ltd (FRN 441505). When you use Richard Jones Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Richard Jones Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Richard Jones Mortgages’ phone number?
The FCA register lists the phone number 07493 381665 for Richard Jones Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Richard Jones Mortgages a scam or clone?
Richard Jones Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Richard Jones Mortgages?
Protection works through Connect IFA Ltd, the principal firm responsible for Richard Jones Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Richard Jones Mortgages?
Companies House lists one person with significant control of Richard Jones Mortgages: Mr Richard Jones (75–100% of shares).
Who runs Richard Jones Mortgages?
Companies House lists one director of Richard Jones Mortgages: Richard Jones.
How long has Richard Jones Mortgages been in business?
The company was formed on 28 April 2025.

Sources and links

The full report on Richard Jones Mortgages Ltd

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