Richard Viney

Reference number: 432882

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Appointed representative

Richard Viney does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Richard Viney (FRN 432882) is an AR of The Right Mortgage Limited (FRN 649443). When you use Richard Viney's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Richard Viney, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01296 415078

  • Address

    12 Marsham Close, Aylesbury, Buckinghamshire, HP21 9XB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01296 415078 is
  • Who else gives the postcode HP21 9XB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Independent Finances Trading name
  • Richard Viney Financial Services Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Richard Viney’s history from the FCA register and Companies House, newest first.

2021

21 February 2021

  • Began trading as "Independent Finances"
  • Began trading as "Richard Viney Financial Services"

FCA register

2005

18 May 2005

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Richard Viney

Other firms of the same type (mortgage adviser or broker), nearest first.

In Aylesbury

Das Financial Solutions LTDAylesburyAppointed representativeDiscovery Mortgage Services LtdAylesburyAppointed representativeFairfirst Mortgages LimitedAylesburyAppointed representativeGerald SelveyAylesburyAppointed representativeJuno Financial Services LtdAylesburyAppointed representativeKirsty DuncombeAylesburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Richard Viney

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Richard Viney FCA authorised?
Richard Viney (FRN 432882) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Richard Viney?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Richard Viney (FRN 432882) is an AR of The Right Mortgage Limited (FRN 649443). When you use Richard Viney's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Richard Viney, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Richard Viney’s phone number?
The FCA register lists the phone number 01296 415078 for Richard Viney. If you were given different contact details, use these to check with the firm before going any further.
Is Richard Viney a scam or clone?
Richard Viney is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Richard Viney?
Protection works through The Right Mortgage Limited, the principal firm responsible for Richard Viney's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Richard Viney use any other names?
It trades as Independent Finances and Richard Viney Financial Services.

Sources and links

The full report on Richard Viney

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