Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 30 November 2025
Responsible principal firm
MOMENTUM BROKER SOLUTIONS LTD Reference number: 526435 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Riddle and Riddle Insurance Services Limited (FRN 986632) is an AR of MOMENTUM BROKER SOLUTIONS LTD (FRN 526435). When you use Riddle and Riddle Insurance Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Riddle and Riddle Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
Also given by 3 firms that are no longer authorised. Check you are dealing with the firm on this page.
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Address
60 The Holly Grove, Quedgeley, Gloucester, Gloucestershire, GL2 4UX, United Kingdom
In the full report: 2 background checks
- What kind of line 0116 238 8880 is, and the 100 other firms that give it
- Who else gives the postcode GL2 4UX
Other names (1)
If you were contacted under any of these names, it is this firm.
- Riddle and Riddle Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Momentum Broker Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- RIDDLE AND RIDDLE INSURANCE SERVICES LTD
- Company number
- 14459263 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 November 2022 (3 years old)
- Registered office
- 3 Manor Park Business Centre Mackenzie Way, Swindon Village, Cheltenham, GL51 9TX, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nathan Anthony Riddle | Director | Nov 1995 | 2 Nov 2022 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 2 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£31.5k
Up £31.5k from £27
Employees (average)
1
Same as 1
Owed within a year
£33.8k
+445% from £6,204
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14459263. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Riddle and Riddle Insurance Services’s history from the FCA register and Companies House, newest first.
2024
22 July 2024
- Hannah Riddle stopped being a part-owner
Companies House
2023
28 February 2023
- Changed its registered name from "Riddle and Riddle Limited"
FCA register
2022
4 November 2022
- Became an appointed representative
FCA register
2 November 2022
- Incorporated at Companies House
- Hannah Riddle became a part-owner (25–50% of shares)
- Nathan Anthony Riddle took control (75–100% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (6 shown here)
- Every director appointment and resignation: 3
Firms connected to Riddle and Riddle Insurance Services
Other FCA-listed firms that share a director, phone number or address with Riddle and Riddle Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- share its phone number
- 12
In the full report: all 12 connected firms, named
- How each is linked: the same phone number (12)
- Who links each one: the named directors, with dates
Firms like Riddle and Riddle Insurance Services
Other firms of the same type (insurance broker), nearest first.
In Gloucester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Riddle and Riddle Insurance Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- All 9 events in its history
- 12 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Riddle and Riddle Insurance Services’ latest accounts show?
Does Riddle and Riddle Insurance Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk