Rippon Financial Management Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 18 years
Your funds are protected by FSCS
No FCA actions
Active company since 2008
Accounts filed up to 30 September 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

rfmltd.co.uk (opens in a new tab)
Phone number

0191 482 8200
Address

Rippon Financial Management Ltd, B1 Kingfisher House, Kingsway, Team Valley Trading Estate, Gateshead, NE11 0JQ, United Kingdom

In the full report: 3 background checks

When rfmltd.co.uk first appeared online, and whether it can receive email
What kind of line 0191 482 8200 is
Who else gives the postcode NE11 0JQ

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (16 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments
Providing basic advice on stakeholder products
Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06646563 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 15 July 2008 (18 years old)
Registered office: Suite B1 Kingfisher House, Kingsway Team Valley, Gateshead, Tyne And Wear, NE11 0JQ
Nature of business: Financial management (SIC 70221)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
William Richardson Rippon	Director	Apr 1953	15 Jul 2008	None
Nicholas Richardson Rippon	Director	Dec 1987	12 Mar 2018	None

In the full report: every company its directors have run

Confirmation that these 2 directors run no other company

Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£111k

−20% from £139k

Cash at bank

£244k

−2.5% from £250k

Employees (average)

7

Same as 7

Owed within a year

£143k

+17% from £121k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06646563. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rippon Financial Management’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2016

6 April 2016

William Richardson Rippon took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2008

28 August 2008

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

15 July 2008

Incorporated at Companies House

Companies House

In the full report: all 10 events

All 10 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms connected to Rippon Financial Management

Other FCA-listed firms that share a director, phone number or address with Rippon Financial Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Rippon Financial Management

Other firms of the same type (lender), nearest first.

In Gateshead

Lavery J LimitedGatesheadAuthorised

In the Newcastle (NE) postcode area

Home Group LimitedNewcastle upon TyneAuthorised Chris Gooding (IFA) LtdNewcastle upon TyneAuthorised Complete Corporate Finance LimitedCramlingtonAuthorised J.a. Bains LimitedNewcastle Upon TyneAuthorised Local Finance Services LimitedBlythAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rippon Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 10 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Rippon Financial Management Limited FCA authorised?

Yes, Rippon Financial Management Limited (FRN 486259) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2008 and works as a lender. The FCA has placed no limits on its permissions.

What is Rippon Financial Management’s phone number and website?

The FCA register lists the phone number 0191 482 8200 and the website rfmltd.co.uk for Rippon Financial Management. If you were given different contact details, use these to check with the firm before going any further.

Is Rippon Financial Management a scam or clone?

Rippon Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Rippon Financial Management?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Rippon Financial Management to the Financial Ombudsman Service, free of charge.

Who owns Rippon Financial Management?

Companies House lists one person with significant control of Rippon Financial Management: Mr William Richardson Rippon (75–100% of shares).

Who runs Rippon Financial Management?

Companies House lists 2 directors of Rippon Financial Management: William Richardson Rippon and Nicholas Richardson Rippon.

How long has Rippon Financial Management been in business?

The company was formed on 15 July 2008, and has held its current FCA authorisation since August 2008.

What do Rippon Financial Management’s latest accounts show?

Its latest accounts, to 30 September 2025, show net assets of £111k (−20% from £139k) and cash at bank of £244k (−2.5% from £250k).