Risk Underwriting Agency Ltd

Reference number: 1021035

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RISK UNDERWRITING AGENCY LTD (FRN 1021035) is an AR of SCA-INTER A Limited (FRN 615017). When you use RISK UNDERWRITING AGENCY's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RISK UNDERWRITING AGENCY, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07947 682273

  • Address

    65 London Wall, London, England, EC2M 5TU, United Kingdom

In the full report: 2 background checks

  • What kind of line 07947 682273 is
  • Who else gives the postcode EC2M 5TU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through SCA-INTER A Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 October 2024 (2 years old)
Registered office
65 London Wall, 4th Floor, Office 101, London, EC2M 5TU, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Adamou Brice Nouaman Director Jul 1984 21 Oct 2024 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 October 2025Dormant company accountsNot audited

Net assets

£15.0k

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 16029997. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Risk Underwriting Agency’s history from the FCA register and Companies House, newest first.

2026

6 March 2026

  • Became an appointed representative

FCA register

2024

21 October 2024

  • Incorporated at Companies House
  • Adamou Brice Nouaman took control (75–100% of shares)
  • Adamou Brice Nouaman appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Risk Underwriting Agency

Other FCA-listed firms that share a director, phone number or address with Risk Underwriting Agency. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Risk Underwriting Agency

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Risk Underwriting Agency

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Risk Underwriting Agency Ltd FCA authorised?
Risk Underwriting Agency Ltd (FRN 1021035) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Risk Underwriting Agency?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Risk Underwriting Agency Ltd (FRN 1021035) is an AR of SCA-INTER A Limited (FRN 615017). When you use Risk Underwriting Agency's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Risk Underwriting Agency, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Risk Underwriting Agency’s phone number?
The FCA register lists the phone number 07947 682273 for Risk Underwriting Agency. If you were given different contact details, use these to check with the firm before going any further.
Is Risk Underwriting Agency a scam or clone?
Risk Underwriting Agency is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Risk Underwriting Agency?
Protection works through SCA-INTER A Limited, the principal firm responsible for Risk Underwriting Agency's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Risk Underwriting Agency?
Companies House lists one person with significant control of Risk Underwriting Agency: Mr Adamou Brice Nouaman (75–100% of shares).
Who runs Risk Underwriting Agency?
Companies House lists one director of Risk Underwriting Agency: Adamou Brice Nouaman.
How long has Risk Underwriting Agency been in business?
The company was formed on 21 October 2024.
What do Risk Underwriting Agency’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £15.0k (no earlier figure to compare).

Sources and links

The full report on Risk Underwriting Agency Ltd

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