Riverside Church Trust

Reference number: 714285

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When riverside-moneyadvice.org.uk first appeared online, and whether it can receive email
  • What kind of line 0121 442 4484 is
  • Who else gives the postcode B13 8AR
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Riverside Money Advice Trading name

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04479264
Company status
Active
Company type
Private company limited by guarantee
Incorporated
5 July 2002 (24 years old)
Registered office
Riverside House, 21 Alcester Road, Birmingham, West Midlands, B13 8AR
Nature of business
  • Activities of religious organisations (SIC 94910)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Andrew Waldram Director Apr 1953 11 Feb 2019 1 other company
Mike Waldram Director Apr 1953 11 Feb 2019 None
James Tomlinson (Dr) Director Feb 1976 8 Jun 2020 None
Rachel Mary Pumphrey Director Aug 1976 7 Nov 2022 1 other company
Thomas Abnett Director Jun 1974 9 Jan 2023 None
Gregor Mclachlan Director Oct 1973 21 Jun 2024 None

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 29 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 August 2021Full accountsNot audited

Net assets

£1.14m

No earlier figure to compare

Cash at bank

£625k

No earlier figure to compare

Employees (average)

13

No earlier figure to compare

Owed within a year

£11.9k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04479264. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Riverside Church Trust’s history from the FCA register and Companies House, newest first.

Key events (4) All events (58)

2015

24 November 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

2002

5 July 2002

  • Incorporated at Companies House

Companies House

In the full report: all 58 events

  • All 58 events in its history (4 shown here)
  • Every director appointment and resignation: 52
Instant PDF download

Firms like Riverside Church Trust

Other firms of the same type (debt advice or management), nearest first.

In Birmingham

B2C Finance LtdBirminghamAuthorisedBck (Birmingham) LtdBirminghamAuthorisedCitizen Housing Group LimitedBirminghamAuthorisedDebt Relief Solutions Community Interest CompanyBirminghamAuthorisedMoney Advice TrustBirminghamAuthorisedNarthex SparkhillBirminghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Riverside Church Trust

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 58 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Riverside Church Trust FCA authorised?
Yes, Riverside Church Trust (FRN 714285) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Riverside Church Trust’s phone number and website?
The FCA register lists the phone number 0121 442 4484 and the website riverside-moneyadvice.org.uk for Riverside Church Trust. If you were given different contact details, use these to check with the firm before going any further.
Is Riverside Church Trust a scam or clone?
Riverside Church Trust is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Riverside Church Trust?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Riverside Church Trust handles your money, so check the specific product before you commit. You can also refer complaints about Riverside Church Trust to the Financial Ombudsman Service, free of charge.
Who runs Riverside Church Trust?
Companies House lists 6 directors of Riverside Church Trust: Michael Andrew Waldram, Mike Waldram, James Tomlinson (Dr), Rachel Mary Pumphrey, Thomas Abnett and Gregor McLachlan.
How long has Riverside Church Trust been in business?
The company was formed on 5 July 2002, and has held its current FCA authorisation since November 2015.
What do Riverside Church Trust’s latest accounts show?
Its latest accounts, to 31 August 2021, show net assets of £1.14m (no earlier figure to compare) and cash at bank of £625k (no earlier figure to compare).
Does Riverside Church Trust use any other names?
It trades as Riverside Money Advice.

Sources and links

The full report on Riverside Church Trust

£19.99 · Instant PDF download

Loading secure checkout…