Riverside Underwriting Limited

Reference number: 466942

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When questor-insurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01622 391700 is
  • Who else gives the postcode ME14 1JH
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • CheapExcess Trading name: A name it trades under now.
  • www.insuranceandmore.co.uk Trading name: A name it trades under now.
  • www.questor-insurance.co.uk Trading name: A name it trades under now.
  • Questor Insurance Services Limited Former name: A name it was registered under before.
  • www.insurewithmax.co.uk Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 April 2007 (19 years old)
Registered office
Bryant House, Bryant Road, Strood, Rochester, Kent, ME2 3EW
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew William John Lawrence Director Aug 1966 3 Apr 2007 19 other companies
David Charles Kent Secretary Not published 19 Jul 2024 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
15
still active
4

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£918k

+31% from £699k

Cash at bank

£885k

+91% from £464k

Employees (average)

10

+25% from 8

Owed within a year

£393k

+140% from £164k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06201617. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Riverside Underwriting’s history from the FCA register and Companies House, newest first.

2019

2 January 2019

  • Changed its registered name from "Questor Insurance Services Limited"

FCA register

2018

31 July 2018

  • Andrew William John Lawrence gave up control
  • Riverside International Holdings Ltd took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Andrew William John Lawrence took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

2 July 2007

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

3 April 2007

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms like Riverside Underwriting

Other firms of the same type (insurance broker), nearest first.

In Maidstone

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Riverside Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Riverside Underwriting Limited FCA authorised?
Yes, Riverside Underwriting Limited (FRN 466942) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2007 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Riverside Underwriting’s phone number and website?
The FCA register lists the phone number 01622 391700 and the website questor-insurance.co.uk for Riverside Underwriting. If you were given different contact details, use these to check with the firm before going any further.
Is Riverside Underwriting a scam or clone?
Riverside Underwriting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Riverside Underwriting?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Riverside Underwriting to the Financial Ombudsman Service, free of charge.
Who owns Riverside Underwriting?
Riverside Underwriting is owned by Riverside International Holdings Ltd, which holds 75–100% of shares and 75–100% of votes, since 31 July 2018. Before that, it was controlled by Mr Andrew William John Lawrence.
Who runs Riverside Underwriting?
Companies House lists one director of Riverside Underwriting: Andrew William John Lawrence.
How long has Riverside Underwriting been in business?
The company was formed on 3 April 2007, and has held its current FCA authorisation since July 2007.
What do Riverside Underwriting’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £918k (+31% from £699k) and cash at bank of £885k (+91% from £464k).
Does Riverside Underwriting use any other names?
It trades as CheapExcess, www.insuranceandmore.co.uk and www.questor-insurance.co.uk. It has previously used 2 other names: Questor Insurance Services Limited and www.insurewithmax.co.uk.

Sources and links

The full report on Riverside Underwriting Limited

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