Riverton Home Finance Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 1 year
Your funds are protected by FSCS
No FCA actions
Active company since 2019
Accounts filed up to 31 December 2021
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

rivertonhomefinance.co.uk (opens in a new tab)
Phone number

020 7770 5300
Address

Rothesay, 100-101 Museum Street, London, Camden, WC1A 1PB, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When rivertonhomefinance.co.uk first appeared online, and whether it can receive email
What kind of line 020 7770 5300 is, and the other firm that gives it
Who else gives the postcode WC1A 1PB

Other names (2)

If you were contacted under any of these names, it is this firm.

Riverton Trading name: A name it trades under now.
Rothesay Mortgages Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (2 permissions)

Administering a regulated mortgage contract
Entering into a regulated mortgage contract as lender

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11877651 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 12 March 2019 (7 years old)
Registered office: The Post Building, 100 Museum Street, London, WC1A 1PB, United Kingdom
Nature of business: Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Jonathan Andrew Sarkar	Director	May 1966	12 Mar 2019	6 other companies
Prateek Sharma	Director	Jan 1977	12 Mar 2019	10 other companies
Phoebe Kathleen Lowri Burnett	Secretary	Not published	12 Mar 2019	–
Eleanor Jane Sizer	Secretary	Not published	13 Dec 2022	–
Fan Yang	Secretary	Not published	20 Dec 2022	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 11
closed down: 1
run together: 5

In the full report: all 11 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 5 companies these 2 directors run together

Filed accounts and finances

Year to 31 December 2021Dormant company accountsNot audited

Net assets

£10

Same as £10

Cash at bank

£10

Same as £10

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11877651. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Riverton Home Finance’s history from the FCA register and Companies House, newest first.

Key events (7) All events (12)

2025

3 October 2025

Changed its registered name from "Rothesay Mortgages Limited"

FCA register

15 August 2025

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2022

13 September 2022

Rothesay Life PLC gave up control
Rothesay Limited took control (75–100% of shares)

Companies House

2019

12 March 2019

Incorporated at Companies House
Rothesay Life PLC took control (75–100% of shares)

Companies House

In the full report: all 12 events

All 12 events in its history (7 shown here)
Every director appointment and resignation: 2

Firms connected to Riverton Home Finance

Other FCA-listed firms that share a director, phone number or address with Riverton Home Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its phone number: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Riverton Home Finance

Other firms of the same type (mortgage lender), nearest first.

In London

Prudential Lifetime Mortgages LimitedLondonAuthorised Rothschild & Co Wealth Management UK LimitedLondonAuthorised Coutts Finance Co.LondonAuthorised Butterfield Mortgages LimitedLondonAuthorised Octopus Investments LimitedLondonAuthorised LendInvest Loans LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Riverton Home Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

11 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
All 12 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Riverton Home Finance Limited FCA authorised?

Yes, Riverton Home Finance Limited (FRN 1023724) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2025 and works as a mortgage lender. The FCA has placed no limits on its permissions.

What is Riverton Home Finance’s phone number and website?

The FCA register lists the phone number 020 7770 5300 and the website rivertonhomefinance.co.uk for Riverton Home Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Riverton Home Finance a scam or clone?

Riverton Home Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Riverton Home Finance?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Riverton Home Finance to the Financial Ombudsman Service, free of charge.

Who owns Riverton Home Finance?

Riverton Home Finance is owned by Rothesay Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 13 September 2022. Before that, it was controlled by Rothesay Life PLC.

Who runs Riverton Home Finance?

Companies House lists 2 directors of Riverton Home Finance: Jonathan Andrew Sarkar and Prateek Sharma.

How long has Riverton Home Finance been in business?

The company was formed on 12 March 2019, and has held its current FCA authorisation since August 2025.

What do Riverton Home Finance’s latest accounts show?

Its latest accounts, to 31 December 2021, show net assets of £10 (same as £10) and cash at bank of £10 (same as £10).

Does Riverton Home Finance use any other names?

It trades as Riverton. It has previously used the name Rothesay Mortgages Limited.