Rjp Wealth Planning Ltd

Reference number: 647736

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Vision Independent Financial Planning Ltd Reference number: 487395 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RJP WEALTH PLANNING LTD (FRN 647736) is an AR of Vision Independent Financial Planning Ltd (FRN 487395). When you use RJP WEALTH PLANNING's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RJP WEALTH PLANNING, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07563 544723

  • Address

    8 Oakwood Close, Warsash, Southampton, Hampshire, SO31 9PW, United Kingdom

In the full report: 2 background checks

  • What kind of line 07563 544723 is
  • Who else gives the postcode SO31 9PW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Vision Independent Financial Planning Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09223564
Company status
Active
Company type
Private limited company
Incorporated
17 September 2014 (12 years old)
Registered office
8 Oakwood Close, Warsash, Southampton, Hampshire, SO31 9PW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Pook Director Oct 1967 17 Sep 2014 None
Hilary Susan Mccartney Director Apr 1964 6 Apr 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£32.7k

−31% from £47.3k

Employees (average)

2

+100% from 1

Owed within a year

£37.1k

+4.4% from £35.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09223564. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rjp Wealth Planning’s history from the FCA register and Companies House, newest first.

2025

6 April 2025

  • Hilary Susan McCartney appointed as a director

Companies House

2016

1 September 2016

  • Richard Pook took control (75–100% of shares)

Companies House

2014

26 September 2014

  • Became an appointed representative

FCA register

17 September 2014

  • Incorporated at Companies House
  • Richard Pook appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Rjp Wealth Planning

Other firms of the same type (financial adviser), nearest first.

In Southampton

Alisha RamazannezhadSouthamptonAppointed representativeBligh Financial Management LtdSouthamptonAppointed representativeBritstone Finance LtdSouthamptonAppointed representativeClinton Kennard Associates LtdSouthamptonAppointed representativeColin ChandlerSouthamptonAppointed representativeCompass Personal Finance LtdSouthamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rjp Wealth Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Rjp Wealth Planning Ltd FCA authorised?
Rjp Wealth Planning Ltd (FRN 647736) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Rjp Wealth Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Rjp Wealth Planning Ltd (FRN 647736) is an AR of Vision Independent Financial Planning Ltd (FRN 487395). When you use Rjp Wealth Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Rjp Wealth Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Rjp Wealth Planning’s phone number?
The FCA register lists the phone number 07563 544723 for Rjp Wealth Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Rjp Wealth Planning a scam or clone?
Rjp Wealth Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rjp Wealth Planning?
Protection works through Vision Independent Financial Planning Ltd, the principal firm responsible for Rjp Wealth Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Rjp Wealth Planning?
Companies House lists one person with significant control of Rjp Wealth Planning: Mr Richard Pook (75–100% of shares).
Who runs Rjp Wealth Planning?
Companies House lists 2 directors of Rjp Wealth Planning: Richard Pook and Hilary Susan McCartney.
How long has Rjp Wealth Planning been in business?
The company was formed on 17 September 2014.
What do Rjp Wealth Planning’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £32.7k (−31% from £47.3k).

Sources and links

The full report on Rjp Wealth Planning Ltd

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