RMB Financial Consultants Ltd

Reference number: 723076

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RMB Financial Consultants Ltd (FRN 723076) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use RMB Financial Consultants's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RMB Financial Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rmbfc.co.uk first appeared online, and whether it can receive email
  • What kind of line 07979 189869 is
  • Who else gives the postcode NR9 5ER
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Rachel Birtwell Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11817352
Company status
Active
Company type
Private limited company
Incorporated
11 February 2019 (7 years old)
Registered office
Hyford Ringland Road, Easton, Norwich, NR9 5ER, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Rachel Jane Birtwell Director May 1977 11 Feb 2019 None
Mark Andrew Birtwell Director Apr 1968 10 Feb 2020 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Turnover

£200k

Not compared: the previous accounts cover a different length of time

Net assets

£445k

+25% from £356k

Employees (average)

3

Same as 3

Turnover

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11817352. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

RMB Financial Consultants’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2020

10 February 2020

  • Mark Andrew Birtwell became a part-owner (25–50% of shares)

Companies House

2019

3 April 2019

  • Changed its registered name from "Rachel Birtwell"

FCA register

11 February 2019

  • Incorporated at Companies House
  • Rachel Jane Birtwell took control (25–50% of shares)

Companies House

2015

26 October 2015

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like RMB Financial Consultants

Other firms of the same type (financial adviser), nearest first.

In Norwich

Alan Boswell Employee Benefits LtdNorwichAppointed representativeAlan Cook Financial Services LimitedNorwichAppointed representativeAnderson Wealth Planning LimitedNorwichAppointed representativeAnglian Wealth ManagementNorwichAppointed representativeAnna KellettNorwichAppointed representativeBanks-Dunnell Wealth Management LimitedNorwichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RMB Financial Consultants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is RMB Financial Consultants Ltd FCA authorised?
RMB Financial Consultants Ltd (FRN 723076) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RMB Financial Consultants?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RMB Financial Consultants Ltd (FRN 723076) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use RMB Financial Consultants's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RMB Financial Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RMB Financial Consultants’ phone number and website?
The FCA register lists the phone number 07979 189869 and the website rmbfc.co.uk for RMB Financial Consultants. If you were given different contact details, use these to check with the firm before going any further.
Is RMB Financial Consultants a scam or clone?
RMB Financial Consultants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RMB Financial Consultants?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for RMB Financial Consultants's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns RMB Financial Consultants?
Companies House lists 2 people with significant control of RMB Financial Consultants: Mrs Rachel Jane Birtwell (25–50% of shares) and Mr Mark Andrew Birtwell (25–50% of shares).
Who runs RMB Financial Consultants?
Companies House lists 2 directors of RMB Financial Consultants: Rachel Jane Birtwell and Mark Andrew Birtwell.
How long has RMB Financial Consultants been in business?
The company was formed on 11 February 2019.
What do RMB Financial Consultants’ latest accounts show?
Its latest accounts, to 28 February 2025, show turnover of £200k (not compared: the previous accounts cover a different length of time) and net assets of £445k (+25% from £356k).
Does RMB Financial Consultants use any other names?
It has previously used the name Rachel Birtwell.

Sources and links

The full report on RMB Financial Consultants Ltd

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